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Adding DD as authorized user helped

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creditjail
Regular Contributor

Adding DD as authorized user helped

A few months ago I added my DD as an authorized user to one of my credit cards and she now as a credit score of 690 (Transunion).  Since I've added her she has been able to get her own credit card Capitol One $300 cl and finally purchased her a car without needing a co signer and without a down payment.  Hopefully within the next 2 years she will be ready to purchase her a home.  This forum has helped me get in the 700 club and also help get my daughter on the right track for her credit Smiley Happy

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Message 1 of 5
4 REPLIES 4
09Lexie
Moderator Emerita

Re: Adding DD as authorized user helped

Congratulations to DD. Glad it worked out for her. Hopefully, she'll join the forum!
Message 2 of 5
myjourney
Super Contributor

Re: Adding DD as authorized user helped


@creditjail wrote:

A few months ago I added my DD as an authorized user to one of my credit cards and she now as a credit score of 690 (Transunion).  Since I've added her she has been able to get her own credit card Capitol One $300 cl and finally purchased her a car without needing a co signer and without a down payment.  Hopefully within the next 2 years she will be ready to purchase her a home.  This forum has helped me get in the 700 club and also help get my daughter on the right track for her credit Smiley Happy


A big congarts to DD but an even bigger congarts for you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 5
creditjail
Regular Contributor

Re: Adding DD as authorized user helped

Lexie...I'm working on that one. 

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Message 4 of 5
09Lexie
Moderator Emerita

Re: Adding DD as authorized user helped

Message 5 of 5
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