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Adding authorized user and reporting

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USC08
Frequent Contributor

Adding authorized user and reporting

Does a CC company need a social security # to add a person as a authorized user to show on the credit reports? For example, I want to add someone as a authorized user on my Dillard's AMEX, will it show up automatically on their credit report? It didn't require me to input a social security # when i requested it online.

myFICO - EQ: 776 EX: 763 TU: 791
Message 1 of 6
5 REPLIES 5
Juan123
Established Contributor

Re: Adding authorized user and reporting


@USC08 wrote:

Does a CC company need a social security # to add a person as a authorized user to show on the credit reports? For example, I want to add someone as a authorized user on my Dillard's AMEX, will it show up automatically on their credit report? It didn't require me to input a social security # when i requested it online.



macys didnt ask for a social from my GF neither did victoria secret and they're both on her reports.... i honestly don't know how they verify it. maybe by address?


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


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Message 2 of 6
LS2982
Mega Contributor

Re: Adding authorized user and reporting


@USC08 wrote:

Does a CC company need a social security # to add a person as a authorized user to show on the credit reports? For example, I want to add someone as a authorized user on my Dillard's AMEX, will it show up automatically on their credit report? It didn't require me to input a social security # when i requested it online.


Not always, but some do.




EQ FICO 548 3/3/16
Message 3 of 6
Anonymous
Not applicable

Re: Adding authorized user and reporting

Amex requires a SS#.
Message 4 of 6
UpNComing
Established Contributor

Re: Adding authorized user and reporting

I just added DW to my Chase Freedom and they didn't ask for a SSN.  We'll see if it reports.

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 5 of 6
tntexans72
Valued Contributor

Re: Adding authorized user and reporting

BoFA required a SS# but Dillards Amex doesn't.

Message 6 of 6
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