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Adding self as an additional Gold Card on an Amex Plat?

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AverageJoesCredit
Legendary Contributor

Re: Adding self as an additional Gold Card on an Amex Plat?

Huh?

Message 11 of 45
Anonymous
Not applicable

Re: Adding self as an additional Gold Card on an Amex Plat?


@Remedios wrote:

@Anonymous wrote:

@Brian_Earl_Spilner wrote:

Would it even be possible to add yourself since you need to provide your SSN? 

 

Could you do it on other cards?


Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.


 

How is this anything like self referral if no incentive is present? 

 

 


It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another. 

Message 12 of 45
AverageJoesCredit
Legendary Contributor

Re: Adding self as an additional Gold Card on an Amex Plat?

This title baffles meSmiley Wink ok im going to exit leftSmiley Sad

Message 13 of 45
Brian_Earl_Spilner
Credit Mentor

Re: Adding self as an additional Gold Card on an Amex Plat?


@Anonymous wrote:

@Remedios wrote:

@Anonymous wrote:

@Brian_Earl_Spilner wrote:

Would it even be possible to add yourself since you need to provide your SSN? 

 

Could you do it on other cards?


Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.


 

How is this anything like self referral if no incentive is present? 

 

 


It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another. 


I found this amusing. Amex not checking for duplications but they'll remember my charge off from 20 years ago. 😂

    
Message 14 of 45
K-in-Boston
Epic Contributor

Re: Adding self as an additional Gold Card on an Amex Plat?


@Brian_Earl_Spilner wrote:

I found this amusing. Amex not checking for duplications but they'll remember my charge off from 20 years ago. 😂


 

Message 15 of 45
budugu
Regular Contributor

Re: Adding self as an additional Gold Card on an Amex Plat?


@Remedios wrote:

@budugu 

If I'm understanding this correctly, you dont necessarily want to add yourself,  but you're looking for additional card so that she can make charges while she's visiting? 


Yes! 

amex - plat + bcp, Apple Card, Citi Prestige (AU)
Message 16 of 45
Anonymous
Not applicable

Re: Adding self as an additional Gold Card on an Amex Plat?


@Brian_Earl_Spilner wrote:

@Anonymous wrote:

@Remedios wrote:

@Anonymous wrote:

@Brian_Earl_Spilner wrote:

Would it even be possible to add yourself since you need to provide your SSN? 

 

Could you do it on other cards?


Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.


 

How is this anything like self referral if no incentive is present? 

 

 


It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another. 


I found this amusing. Amex not checking for duplications but they'll remember my charge off from 20 years ago. 😂


Yeah, I found it amusing they allowed self referrals. Trying to add yourself as an AU through the website just might work lol. And then it could be trouble. I would be afraid it might go through.

Message 17 of 45
budugu
Regular Contributor

Re: Adding self as an additional Gold Card on an Amex Plat?


@K-in-Boston wrote:

@Remedios wrote:

@budugu 

If I'm understanding this correctly, you dont necessarily want to add yourself,  but you're looking for additional card so that she can make charges while she's visiting? 


That's how I read that as well.  If that is the case and she does not have a SSN or ITIN, you should be able to call American Express and have her added via passport number.


Thanks for the input. Will get that done!

amex - plat + bcp, Apple Card, Citi Prestige (AU)
Message 18 of 45
Remedios
Credit Mentor

Re: Adding self as an additional Gold Card on an Amex Plat?


@Anonymous wrote:

@Remedios wrote:

@Anonymous wrote:

@Brian_Earl_Spilner wrote:

Would it even be possible to add yourself since you need to provide your SSN? 

 

Could you do it on other cards?


Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.


 

How is this anything like self referral if no incentive is present? 

 

 


It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another. 


No, @Anonymous 

Self referal has nothing to do with what you described. 

Self referal is about collecting a bonus you're not entitled to and it's clearly spelled out in T&C

 

If an incentive for adding AU was present, it could be concerning, but there isn't one. 

 

OP can either do what K suggested, or ask for replacement card due to "damage" 

 

Both cards would be functional.  

Simple as that. 

Message 19 of 45
Anonymous
Not applicable

Re: Adding self as an additional Gold Card on an Amex Plat?


@Remedios wrote:

@Anonymous wrote:

@Remedios wrote:

@Anonymous wrote:

@Brian_Earl_Spilner wrote:

Would it even be possible to add yourself since you need to provide your SSN? 

 

Could you do it on other cards?


Wasn't there an issue with self referrals with Amex in the past? They didn't even check to ensure that it could not be done.


 

How is this anything like self referral if no incentive is present? 

 

 


It would be an IT issue where they are not diligently checking for duplication of cardholder accounts that get people in trouble. If they aren't diligent in one area, chances are they are not in another. 


No, @Anonymous 

Self referal has nothing to do with what you described. 

Self referal is about collecting a bonus you're not entitled to and it's clearly spelled out in T&C

 

If an incentive for adding AU was present, it could be concerning, but there isn't one. 

 

OP can either do what K suggested, or ask for replacement card due to "damage" 

 

Both cards would be functional.  

Simple as that. 


OP is actually talking about something else. The subject was a little confusing. 

 

I'm looking at it from a website and IT perspective in that it does not validate that the cardholder cannot create duplication within the system. I know we aren't talking about incentives here.

 

This is the difference between calling a CSR and asking if you can self refer or asking if you can add yourself as an AU. You would get a no from a CSR on both. Doing that via website may produce a different outcome.

 

But adding self as an AU isn't what OP was trying to do, so were good.Smiley Happy

Message 20 of 45
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