Adding self as an additional Gold Card on an Amex Plat?

[Loquat]

@buduguI know what you're describing hasn't been the experience of others who have chimed in but I have indeed did exactly what you're speaking of....and it was encouraged by Amex.

I applied for and was approved for my Bonvoy Brilliant card when they launched it. It was being sent snail mail...I called and asked if it would be expedited and they said nope, once the system sends it snail mail that's where it is.

The rep suggested that I add myself as an authorized user and she could send me a new card via overnight shipping. I gave her my SSN as she needed it for the AU card even though I'm primary.

Card came via overnight and to this day I still have both cards and only one reports.

So what you want to do can be done...even at the suggestion of Amex. And this isn't the first time they've offered to do such so it wasn't like I got a rep that was a one-off.

On new applications, not even Amex reps can send a replacement card within a certain period of time because their system won't allow for it but they'll be more than happy to add you as an AU on your own card and then try to sell you on adding even more folks.

[seattletravels]

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@Loquat wrote:

@buduguI know what you're describing hasn't been the experience of others who have chimed in but I have indeed did exactly what you're speaking of....and it was encouraged by Amex.

I applied for and was approved for my Bonvoy Brilliant card when they launched it. It was being sent snail mail...I called and asked if it would be expedited and they said nope, once the system sends it snail mail that's where it is.

The rep suggested that I add myself as an authorized user and she could send me a new card via overnight shipping. I gave her my SSN as she needed it for the AU card even though I'm primary.

Card came via overnight and to this day I still have both cards and only one reports.

So what you want to do can be done...even at the suggestion of Amex. And this isn't the first time they've offered to do such so it wasn't like I got a rep that was a one-off.

On new applications, not even Amex reps can send a replacement card within a certain period of time because their system won't allow for it but they'll be more than happy to add you as an AU on your own card and then try to sell you on adding even more folks.

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When you do a replacement, both remain active. Are you sure this listed as an AU account? 

[Anonymous]

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@Loquat wrote:

@buduguI know what you're describing hasn't been the experience of others who have chimed in but I have indeed did exactly what you're speaking of....and it was encouraged by Amex.

I applied for and was approved for my Bonvoy Brilliant card when they launched it. It was being sent snail mail...I called and asked if it would be expedited and they said nope, once the system sends it snail mail that's where it is.

The rep suggested that I add myself as an authorized user and she could send me a new card via overnight shipping. I gave her my SSN as she needed it for the AU card even though I'm primary.

Card came via overnight and to this day I still have both cards and only one reports.

So what you want to do can be done...even at the suggestion of Amex. And this isn't the first time they've offered to do such so it wasn't like I got a rep that was a one-off.

On new applications, not even Amex reps can send a replacement card within a certain period of time because their system won't allow for it but they'll be more than happy to add you as an AU on your own card and then try to sell you on adding even more folks.

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That's good to know they allow that. 

[Loquat]

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@seattletravels wrote:

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@Loquat wrote:

@buduguI know what you're describing hasn't been the experience of others who have chimed in but I have indeed did exactly what you're speaking of....and it was encouraged by Amex.

I applied for and was approved for my Bonvoy Brilliant card when they launched it. It was being sent snail mail...I called and asked if it would be expedited and they said nope, once the system sends it snail mail that's where it is.

The rep suggested that I add myself as an authorized user and she could send me a new card via overnight shipping. I gave her my SSN as she needed it for the AU card even though I'm primary.

Card came via overnight and to this day I still have both cards and only one reports.

So what you want to do can be done...even at the suggestion of Amex. And this isn't the first time they've offered to do such so it wasn't like I got a rep that was a one-off.

On new applications, not even Amex reps can send a replacement card within a certain period of time because their system won't allow for it but they'll be more than happy to add you as an AU on your own card and then try to sell you on adding even more folks.

---

When you do a replacement, both remain active. Are you sure this listed as an AU account? 

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@seattletravels The second card wasn't a replacement card...it's an authorized user card.  I know this because I can log into my account and remove myself like I could any other authorized user...or even set spending limits.  Trust and believe when I say it's not a replacement card but 100% an authorized user card.   And now that I mention it my wife called in and added herself as an authorized user on her EveryDay Preferred card just so she could get her card faster.

[seattletravels]

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@Loquat wrote:

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@seattletravels wrote:

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@Loquat wrote:

@buduguI know what you're describing hasn't been the experience of others who have chimed in but I have indeed did exactly what you're speaking of....and it was encouraged by Amex.

I applied for and was approved for my Bonvoy Brilliant card when they launched it. It was being sent snail mail...I called and asked if it would be expedited and they said nope, once the system sends it snail mail that's where it is.

The rep suggested that I add myself as an authorized user and she could send me a new card via overnight shipping. I gave her my SSN as she needed it for the AU card even though I'm primary.

Card came via overnight and to this day I still have both cards and only one reports.

So what you want to do can be done...even at the suggestion of Amex. And this isn't the first time they've offered to do such so it wasn't like I got a rep that was a one-off.

On new applications, not even Amex reps can send a replacement card within a certain period of time because their system won't allow for it but they'll be more than happy to add you as an AU on your own card and then try to sell you on adding even more folks.

---

When you do a replacement, both remain active. Are you sure this listed as an AU account? 

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@seattletravels The second card wasn't a replacement card...it's an authorized user card.  I know this because I can log into my account and remove myself like I could any other authorized user...or even set spending limits.  Trust and believe when I say it's not a replacement card but 100% an authorized user card.   And now that I mention it my wife called in and added herself as an authorized user on her EveryDay Preferred card just so she could get her card faster.

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Super interesting.  I wonder why they recommend that. 

[Anonymous]

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@seattletravels wrote:

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@Loquat wrote:

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@seattletravels wrote:

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@Loquat wrote:

@buduguI know what you're describing hasn't been the experience of others who have chimed in but I have indeed did exactly what you're speaking of....and it was encouraged by Amex.

I applied for and was approved for my Bonvoy Brilliant card when they launched it. It was being sent snail mail...I called and asked if it would be expedited and they said nope, once the system sends it snail mail that's where it is.

The rep suggested that I add myself as an authorized user and she could send me a new card via overnight shipping. I gave her my SSN as she needed it for the AU card even though I'm primary.

Card came via overnight and to this day I still have both cards and only one reports.

So what you want to do can be done...even at the suggestion of Amex. And this isn't the first time they've offered to do such so it wasn't like I got a rep that was a one-off.

On new applications, not even Amex reps can send a replacement card within a certain period of time because their system won't allow for it but they'll be more than happy to add you as an AU on your own card and then try to sell you on adding even more folks.

---

When you do a replacement, both remain active. Are you sure this listed as an AU account? 

---

@seattletravels The second card wasn't a replacement card...it's an authorized user card.  I know this because I can log into my account and remove myself like I could any other authorized user...or even set spending limits.  Trust and believe when I say it's not a replacement card but 100% an authorized user card.   And now that I mention it my wife called in and added herself as an authorized user on her EveryDay Preferred card just so she could get her card faster.

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Super interesting.  I wonder why they recommend that. 

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That is interesting. I know replacement cards can be used with the original card (like for those issuers who allow image changes), but an AU on yourself is something I'd bet they'd be against. 

[seattletravels]

Yeah, I would have thought so too.

[simplynoir]

I seriously don't understand why AMEX would be concerned with adding yourself as an authorized user on your own account. In the end the primary - which again is yourself - is responsible for all charges so it makes no difference which card is getting the spend it's all going to the same bill. I can imagine a scenario like the OP's where they just want to give a card to friend/family that cannot otherwise get one themselves. Others to separate expenses whether it be personal/business and so on. Honestly, depending on how long the OP's mom will be staying in the US he can probably just add her without a SSN and cancel the card once she goes back home

[Anonymous]

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@simplynoir wrote:

I seriously don't understand why AMEX would be concerned with adding yourself as an authorized user on your own account. In the end the primary - which again is yourself - is responsible for all charges so it makes no difference which card is getting the spend it's all going to the same bill. I can imagine a scenario like the OP's where they just want to give a card to friend/family that cannot otherwise get one themselves. Others to separate expenses whether it be personal/business and so on. Honestly, depending on how long the OP's mom will be staying in the US he can probably just add her without a SSN and cancel the card once she goes back home

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They have their own rules in place what an AU can and cannot do. Plus there are credit reporting issues with being an AU. 

But if they can address those scenarios without causing issues with credit reporting and internal AU rules, it would be fine. It looks as if they've done that. Also, they would have to look out for any backdoor loopholes someone finds that can be exploited for fraudulent purposes. 

[simplynoir]

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@Anonymous wrote:

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@simplynoir wrote:

I seriously don't understand why AMEX would be concerned with adding yourself as an authorized user on your own account. In the end the primary - which again is yourself - is responsible for all charges so it makes no difference which card is getting the spend it's all going to the same bill. I can imagine a scenario like the OP's where they just want to give a card to friend/family that cannot otherwise get one themselves. Others to separate expenses whether it be personal/business and so on. Honestly, depending on how long the OP's mom will be staying in the US he can probably just add her without a SSN and cancel the card once she goes back home

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They have their own rules in place what an AU can and cannot do. Plus there are credit reporting issues with being an AU. 

But if they can address those scenarios without causing issues with credit reporting and internal AU rules, it would be fine. It looks as if they've done that. Also, they would have to look out for any backdoor loopholes someone finds that can be exploited for fraudulent purposes. 

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Like what? I'm honestly asking here