myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Additional Card

tag
Get Access Now
Anonymous
Not applicable
‎07-31-2014 01:48 PM
‎07-31-2014 01:48 PM

Additional Card

My wife is about to apply for the Costco Amex and ideally I'd like a card with it. Obviously she will have a hard inquiry but will adding me to the account create a hard inquiry for me? I'm trying to avoid them right now

 

Thanks for the advice

Message 1 of 4
0 Kudos
3 REPLIES 3
Skye12329
Valued Contributor
‎07-31-2014 01:56 PM
‎07-31-2014 01:56 PM

Re: Additional Card

Only if its a joint account otherwise if your just an Authorized User which still gives you a card will not create a hard inquiry.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 2 of 4
0 Kudos
MT936
Established Contributor
‎07-31-2014 05:38 PM
‎07-31-2014 05:38 PM

Re: Additional Card

if you are an authorized user on her card no pull will be given

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 3 of 4
0 Kudos
s_haliz
Valued Contributor
‎07-31-2014 05:47 PM
‎07-31-2014 05:47 PM

Re: Additional Card

One of the perk being authorized user is: They don't even request SSN......So no HP or SP for authorized user.....Smiley Happy

TU FICO 850 | EQ FICO 850 I EX FICO 850
Message 4 of 4
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.