Affinity FCU Hi5 Q2 2022 categories - GAS, Gardening, Supermarkets

[xenon3030]

I found it here:

Card center --> cashback rewards --> Browse Ampere now --> View entire account history.

Both Costco (online/in-store) and Walmart coded as supermarket.

Comcast internet coded as streaming.

How does it code Target?

[unsungivy]

Wow. Coding 5300 as Groceries? I'm assuming this is year-round for them, that means that this just became an AMAZING CostCo Visa for a lot of people (obvi mostly when the +5% to Groceries is on as well, for 7%.... but pre-buy some CostCo cards to last you the rest of the year unless you can do better!)

I'm getting twitchy and impatient for when I have my calendar marked to app this card!

[Crowhelm]

@unsungivy  Yeah, no kidding. I thought I was doing great with the AOD card and executive membership neting me 5% combined at Costco. This will mean 9%  combined. Let the shopping begin. Lol

[LawStudentCivilis]

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@unsungivy wrote:

Wow. Coding 5300 as Groceries? I'm assuming this is year-round for them, that means that this just became an AMAZING CostCo Visa for a lot of people (obvi mostly when the +5% to Groceries is on as well, for 7%.... but pre-buy some CostCo cards to last you the rest of the year unless you can do better!)

I'm getting twitchy and impatient for when I have my calendar marked to app this card!

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They pull Experian, you have great scores.  Any real reason to wait? I don't think a pre-approval is a must to get a decent starting limit.

[KLEXH25]

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@xenon3030 wrote:

I found it here:

Card center --> cashback rewards --> Browse Ampere now --> View entire account history.

Both Costco (online/in-store) and Walmart coded as supermarket.

Comcast internet coded as streaming.

How does it code Target?

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Target codes as "Cash points," so 1%. At least at a regular Target. 

[unsungivy]

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@LawStudentCivilis wrote:

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@unsungivy wrote:

Wow. Coding 5300 as Groceries? I'm assuming this is year-round for them, that means that this just became an AMAZING CostCo Visa for a lot of people (obvi mostly when the +5% to Groceries is on as well, for 7%.... but pre-buy some CostCo cards to last you the rest of the year unless you can do better!)

I'm getting twitchy and impatient for when I have my calendar marked to app this card!

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They pull Experian, you have great scores.  Any real reason to wait? I don't think a pre-approval is a must to get a decent starting limit.

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Timing things out. I have a plan, Batman!

Closing my USAA on the 13th of this month (3 years from when I opened it), and opening a second BofA card.

Going to open the Affinity 1 year after I opened the AOD (mid June).

Yes, It's a little OCD, but hey, I like all the pretty numbers to line up nicely!

Thinking about throwing in the AmEx Gold this month as well, 6 months after I opened the Plat. But will see what happens to my profile right after the new BofA.

[Anonymous]

Can someone verify with me that this 5% cat will be issued under the "bonus" points section and if so when? I've been using this card pretty heavy the last few weeks to get this hi 5 and only see the base points in my account?

[LawStudentCivilis]

My bonus points from Q1 have posted today.  If anyone is expecting bonus from Q1 you may want to check to see whether yours have posted.

I noticed a few days ago my cellphone bill payments did not code as bonus, and it is still being worked on.  I know they're a little behind so I am trying to give it a few more business days to see if it has been resolved.

@AnonymousThey do not issue bonus points until after each quarter.  If you made any qualifying purchases in Jan-March you may want to check if the points were received.  April - June bonus purchases will post in July.

[Anonymous]

Thank you! @LawStudentCivilis 

[unsungivy]

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@unsungivy wrote:

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@LawStudentCivilis wrote:

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@unsungivy wrote:

Wow. Coding 5300 as Groceries? I'm assuming this is year-round for them, that means that this just became an AMAZING CostCo Visa for a lot of people (obvi mostly when the +5% to Groceries is on as well, for 7%.... but pre-buy some CostCo cards to last you the rest of the year unless you can do better!)

I'm getting twitchy and impatient for when I have my calendar marked to app this card!

---

They pull Experian, you have great scores.  Any real reason to wait? I don't think a pre-approval is a must to get a decent starting limit.

---

Timing things out. I have a plan, Batman!

Closing my USAA on the 13th of this month (3 years from when I opened it), and opening a second BofA card.

Going to open the Affinity 1 year after I opened the AOD (mid June).

Yes, It's a little OCD, but hey, I like all the pretty numbers to line up nicely!

Thinking about throwing in the AmEx Gold this month as well, 6 months after I opened the Plat. But will see what happens to my profile right after the new BofA.

---

Speaking of my plan, I just got the anticipated "pre-approved" email from Affinity for 12.75% "up to" 35k as one of the options I "just have to accept!"

Anyone know how accurate they are on these pre-approved offers? I have till June 30th on them.