Affinity FCU use same CRA pull for CLOC then CC

[kremonis]

I want to come out the garden and apply for an Affinity FCU checking line of credit. Time is of the essence because I just got a car loan and it has not hit the big three yet. This will throw my debt to income ratio out of whack.

I am already a member of Affinity FCU. I figure since Affinity FCU will hard pull when I app for the cloc I might as well get one of their credit cards. This post reveals that Affinity FCU will reuse A hard pull if you apply for credit card first then ...

Does it work in reverse . . . other words appply for a cloc first then a credit card?

[CreditCuriosity]

Likely.. Call and get it from the horses mouth why don't you?

[ZackAttack]

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@kremonis wrote:

Does it work in reverse . . . other words appply for a cloc first then a credit card?

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Depending on the CU policy a HP can be used for multiple products within X days. For example, DCU does theirs for 30 days to where I can apply for anything during that period.

Michigan Schools and Government Credit Union (MSGCU) is also like that within 30 days for any credit products (excluding auto).

But just like the Mod has said, why not just ask the CU for their policy on a HP?