Aggravated with Capital One

[Anonymous]

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@wacdenney wrote:

And the Capital One frustration begins to set in.

Things are finally returning to normal...

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I have mixed feelings about them. I really do.

Maybe things will settle down once people start receiving their Venture cards and see just what they're made of.

[wacdenney]

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@Anonymous wrote:

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@wacdenney wrote:

And the Capital One frustration begins to set in.

Things are finally returning to normal...

---

I have mixed feelings about them. I really do.

Maybe things will settle down once people start receiving their Venture cards and see just what they're made of.

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Don't be shy Nix...  We all know your a Cap1 fanboy now!

It's what's in your wallet!!

Actually it's in mine too...  Dangit!! 

[Anonymous]

Actually I dont even carry my QSs.

In my wallet: Arrival+, Sallie Mae, AMEX BSP, Ritz-Carlton.

[kdm31091]

It's actually refreshing because I feel like on this forum we don't have a lot of fanboys, generally. Most people are pretty realistic about pros/cons of each lender.

[Anonymous]

The only CCC you could even consider me a fanboy of is AMEX because if it hadn't been for them not closing me out severe CLD I may have had to wait until my old CO's dropped 100% to get new prime cards again.

[wacdenney]

Enough is ENOUGH!!  I have had it with these mutha#^(%&* Capital One approvals on this mutha#%&&%^ forum!!

They're like snakes on a plane!!  LOL

[Anonymous]

Either things will settle down or there will be massive complaints 3-6 months from now regarding the 20.9 or 16.9 interest rates people have to pay who may have gotten themselves in a bit of a jam having fun with 10-20k limits. Time will tell The average consumer does not live a PIF motto and myFICO doesnt really represent an average population.

[Anonymous]

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@Anonymous wrote:
Either things will settle down or there will be massive complaints 3-6 months from now regarding the 20.9 or 16.9 interest rates people have to pay who may have gotten themselves in a bit of a jam having fun with 10-20k limits. Time will tell The average consumer does not live a PIF motto and myFICO doesnt really represent an average population.

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I'll BT the balance out before I pay them 16.90% APR.

[BD9]

@Nixon, how come you have two separate rows of cards? Ind and Au?

For the record, Capital One is my least favorite card company too. I started out with a secured card from them, about 4 years ago, and another card that was transferred to a Capital One card via Orchard Bank, that one I've had to for 3.5 years. Capital One took the Orchard Bank card and turned it into a Quick Silver One card, and raised the credit limit to a whopping $900 from $400, since then, they haven't raised it a penny. The secured card, in the meantime, is literally collecting dust but it's one of my older accounts, so I don't want to close it. Now, all of my FICO's are nearing 800, and Capital One hasn't done a thing about raising my limits on the two cards I have with them. I even called several months ago, and explained that the cards I have with them, are the lowest credit limits I have. I mean, my next lowest credit limit card has a credit limit of $3000! They said, I'd have to apply for a new card for them to give me any consideration. I don't mind though, since they don't have a single card in their lineup that has a better rewards program than my other cards.

[Anonymous]

Individual and authorized user