cancel
Showing results for 
Search instead for 
Did you mean: 

Altitude Reserve

tag
K-in-Boston
Epic Contributor

Re: Altitude Reserve is Awesome!


@Anonymous wrote:

@JR_TX wrote:
I’m sure it’s awesome if you travel enough to justify the $500 AF.

It’s 400$ AF and it’s an effective 75$ annual fee after the 325$ credit. You really don’t even have to travel much to justify it. Travel and mobile pay both earn 3 points.


And then on top of that, if you typically use WiFi on planes even a couple of times a year the gogoinflight passes will essentially take care of the rest.  There's also the $100 Global Entry credit.

Message 21 of 24
Anonymous
Not applicable

Re: Altitude Reserve is Awesome!


@K-in-Boston wrote:

@Anonymous wrote:

@JR_TX wrote:
I’m sure it’s awesome if you travel enough to justify the $500 AF.

It’s 400$ AF and it’s an effective 75$ annual fee after the 325$ credit. You really don’t even have to travel much to justify it. Travel and mobile pay both earn 3 points.


And then on top of that, if you typically use WiFi on planes even a couple of times a year the gogoinflight passes will essentially take care of the rest.  There's also the $100 Global Entry credit.


Lots of good features. Makes me feel like it would pair well with my UR suite. Gonna look long and hard at this one and maybe go across the street to open a savisngs account sometime in the next month or so.

Message 22 of 24
Anonymous
Not applicable

Re: Altitude Reserve is Awesome!


@Anonymous wrote:

@K-in-Boston wrote:

@Anonymous wrote:

@JR_TX wrote:
I’m sure it’s awesome if you travel enough to justify the $500 AF.

It’s 400$ AF and it’s an effective 75$ annual fee after the 325$ credit. You really don’t even have to travel much to justify it. Travel and mobile pay both earn 3 points.


And then on top of that, if you typically use WiFi on planes even a couple of times a year the gogoinflight passes will essentially take care of the rest.  There's also the $100 Global Entry credit.


Lots of good features. Makes me feel like it would pair well with my UR suite. Gonna look long and hard at this one and maybe go across the street to open a savisngs account sometime in the next month or so.


If you have CFU and CSR, and without a need to use at supermarkets abroad, IMO it can be a bit marginal.    The travel category offers nothing over Chase, and is much narrower (and no dining)  Mobile use is worth 2.25% over CFU+CSR (using points on US Bank and Chase, rather than transferring URs).   For a net fee of $75, you need about $3400 of such spend (where you don't have a better card)  to justify.   This decreases if you use the Wifi credit (only on certain carriers) and can use another Global Entry.  But personally I find that in most places I either have a better card (supermarkets, Target) or they don't take mobile (vet and doctors) so things like the auto repair was a welcome find

 

 

Message 23 of 24
practical1
Regular Contributor

Re: Altitude Reserve is Awesome!

Something also worth mentioning, if you have this card already:

 

When it's time for your annual renewal, it can be worthwhile to call the Altitude CS line.  Last time I did and asked if there were any offers available, I was rewarded with a 6 month significant reduction in interest rate and some bonus points.

 

Never hurts to ask....

Message 24 of 24
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.