Always Getting Pre-approved Offers from BoA

10022016 · ‎05-16-2017

Anyone else getting bombarded with BoA pre-approvals? I wished I saw something more exciting. Perhaps, it's because I already have most of the cash back credit cards? I'm not interested in the Chase Freedom, but it would be interesting to see a pre-approved offer from Chase.

AverageJoesCredit · ‎05-16-2017

Nope, i dont get any preapproval offers

. Ive established good credit but my income stinks so not very appetizing for these banks. Lol

grillandwinemaster · ‎05-16-2017

Joe, we must be in the same boat! The only offers I get are from Credi1 and 1st Premiere!! Why???

Oh well, I'm happy with my credit card portfolio, just don't understand why I NEVER get an offer...

I take that back, I did get an offer from BofA, and i took it! So far I'm really enjoying my BofA Cash Rewards.

OP, if it fits in your portfolio, I would say give it a go! It's rumored to grow quite nicely.

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

wasCB14 · ‎05-16-2017

I have no history with BofA. I do get occasional pre-qual offers from them.

What I find amusing is that they've sent me multiple copies of the exact same offer for the Cash Rewards card...but with wildly different advertising approaches.

One mailing offers average-working-Joe-me 0% for however many months.

The other offers elite-banking-customer-me a very exclusive card. Luxury with no AF.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

DeeBee78 · ‎05-16-2017

@10022016 wrote:
Anyone else getting bombarded with BoA pre-approvals? I wished I saw something more exciting. Perhaps, it's because I already have most of the cash back credit cards? I'm not interested in the Chase Freedom, but it would be interesting to see a pre-approved offer from Chase.

Other than sub-prime short term loan sharks, I hardly get anything in the mail.

Got a preapproved offer for the Capital One Buypower last week. Went straight into the shredder.

ChargedUp · ‎05-16-2017

I got "pre-selected" letters for Alaska and Cash rewards last Saturday. I also got Home Depot, Citi Double Cash, Valero and Surge (shudder!!). I've gotten a TON of flyers for personal loans and auto financing through local credit unions and banks.