AmEx Blue Cash Upgrade questions.

Anonymous · ‎03-14-2019

Today i noticed i had a special offer of $250 if i spend $2000 in 3 months to upgrade to the Blue Cash Preferred. So i decided i want to go for it, but i do have a couple of questions about upgrading. i really do like the 6%CB at grocery stores.

1. will it be an HP?

2. will my tradeline be affected in anyway?

3. im due for a credit increase on the 24th? will that be affected as well?

4. Does AmEx limit your credit with them based off my income? $28000 a year, 2 cards with them with a total of $5600 in credit.

thanks guys

Anonymous · ‎03-14-2019

No HP
Won’t effect your tradeline.

Just be sure your usual grocery store codes as grocery for AMEX or you won’t get the 6% CB. For example, big box stores like Walmart won’t qualify (grocery pick up does, however. Just not in-store Purchases)

Remedios · ‎03-14-2019

@Anonymous wrote:
Today i noticed i had a special offer of $250 if i spend $2000 in 3 months to upgrade to the Blue Cash Preferred. So i decided i want to go for it, but i do have a couple of questions about upgrading. i really do like the 6%CB at grocery stores.
1. will it be an HP?
2. will my tradeline be affected in anyway?
3. im due for a credit increase on the 24th? will that be affected as well?
4. Does AmEx limit your credit with them based off my income? $28000 a year, 2 cards with them with a total of $5600 in credit.

thanks guys

1. SP most likely

2. No, retains all original info

3.Not by PC, but CLI may be affected by other factors

4. A lot more goes into it, income is just one piece of puzzle