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AmEx Hasn't Charged Me The AF Yet

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Varsity_Lu
Valued Contributor

Re: AmEx Hasn't Charged Me The AF Yet


@IsFiveCardsEnough wrote:

@Varsity_Lu wrote:

So, I just realized that my statement originally cut on the 30th or 31st of each month, but I moved my date to the middle of the month to align with all my other cards. I bet I am still in my 12th statement period in their eyes even though I am actually into my 14th month with the card. One of the statement periods was like 6 weeks instead of 4. I'll guess I'll just wait. I'm certainly not going to contact them.


Changing your due date/statement date can skew things a bit until you get a statement with the new date, so I bet you'll see your fee post on the next statement.

 


Thanks...I guess.  I was hoping not to see it at all.

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Message 11 of 12
Gregory1776
Valued Contributor

Re: AmEx Hasn't Charged Me The AF Yet


@IsFiveCardsEnough wrote:

@Varsity_Lu wrote:

So, I just realized that my statement originally cut on the 30th or 31st of each month, but I moved my date to the middle of the month to align with all my other cards. I bet I am still in my 12th statement period in their eyes even though I am actually into my 14th month with the card. One of the statement periods was like 6 weeks instead of 4. I'll guess I'll just wait. I'm certainly not going to contact them.


Changing your due date/statement date can skew things a bit until you get a statement with the new date, so I bet you'll see your fee post on the next statement.

 


I did this with a credit card last summer, and shared in the forums. Because of it, I got a few weeks extra to pay my balace down (large balance, rolling month to month) to 0 before the due date and saved myself a few hundred bucks. I was thrilled and it hurt but the savings was worth it.



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 12 of 12
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