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@IsFiveCardsEnough wrote:
@Varsity_Lu wrote:So, I just realized that my statement originally cut on the 30th or 31st of each month, but I moved my date to the middle of the month to align with all my other cards. I bet I am still in my 12th statement period in their eyes even though I am actually into my 14th month with the card. One of the statement periods was like 6 weeks instead of 4. I'll guess I'll just wait. I'm certainly not going to contact them.
Changing your due date/statement date can skew things a bit until you get a statement with the new date, so I bet you'll see your fee post on the next statement.
Thanks...I guess. I was hoping not to see it at all.
FICO® 8: 831 (Eq) · 824 (Ex) · 812 (TU)
@IsFiveCardsEnough wrote:
@Varsity_Lu wrote:So, I just realized that my statement originally cut on the 30th or 31st of each month, but I moved my date to the middle of the month to align with all my other cards. I bet I am still in my 12th statement period in their eyes even though I am actually into my 14th month with the card. One of the statement periods was like 6 weeks instead of 4. I'll guess I'll just wait. I'm certainly not going to contact them.
Changing your due date/statement date can skew things a bit until you get a statement with the new date, so I bet you'll see your fee post on the next statement.
I did this with a credit card last summer, and shared in the forums. Because of it, I got a few weeks extra to pay my balace down (large balance, rolling month to month) to 0 before the due date and saved myself a few hundred bucks. I was thrilled and it hurt but the savings was worth it.