AmEx Platinum Adding an Additional User Question

[Gladius]

Chat isn't working and phone lines are busy.

Does anyone know if when adding an additional user on this card, do they actually do a HP/SP on the user?  And I assume the additional user "shares the account" with you instead of AmEx giving them their own account (they just get their own card)?  TIA

[simplynoir]

No SP/HP on AU and they're on the primary's account with their own card number.

[Gladius]

Thanks.

[Anonymous]

DH's AoOA is 25 years. Mine is 15mo. Would adding him as AU reduce his AAoA?

[simplynoir]

---

@Anonymous wrote:

DH's AoOA is 25 years. Mine is 15mo. Would adding him as AU reduce his AAoA?

---

Yes. Since AMEX does not backdate AUs anymore they'll report the new account in the month the AU was added and not the primary's opening date.

[Anonymous]

no HP/SP because they allow minors as young as 13..they do a have you ever defaulted with AMEX internal check..they aren't legally responsible, so HP/SP is irrelevant, it's the Primary Member.