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AmEx - unable to make payment (them, not me)

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Anonymous
Not applicable

AmEx - unable to make payment (them, not me)

I've had my AmEx BCE card for a couple months. Last statement, I paid in full. I currently have a balance I want to pay prior to statement date/posting (as I have a balance on another card I want to report).

I keep clicking on 'make a payment' and I receive the message that no payment is due and then no work around for it or the ability to proceed anyway. I also tried the little 'pay it' next to an item and couldn't do it that way either. I tried via app and through their website.

Am I not able to make payments between statement dates?

Message 1 of 14
13 REPLIES 13
Brian_Earl_Spilner
Credit Mentor

Re: AmEx - unable to make payment (them, not me)

Have the charges cleared, or are they still pending? They won't allow you to pay until they've cleared.

    
Message 2 of 14
Anonymous
Not applicable

Re: AmEx - unable to make payment (them, not me)

@Anonymous You can make a Payment by Phone by calling the number on your credit card, or you can push an ACH payment from your bank to the account.

Message 3 of 14
Anonymous
Not applicable

Re: AmEx - unable to make payment (them, not me)

They have cleared (from 4/24 and 5/3). Nothing is pending....

Message 4 of 14
M_Smart007
Legendary Contributor

Re: AmEx - unable to make payment (them, not me)


@Anonymous wrote:

@Anonymous You can make a Payment by Phone by calling the number on your credit card, or you can push an ACH payment from your bank to the account.


+1

Message 5 of 14
Anonymous
Not applicable

Re: AmEx - unable to make payment (them, not me)


@Anonymous wrote:

@Anonymous You can make a Payment by Phone by calling the number on your credit card, or you can push an ACH payment from your bank to the account.


Thank you for the information. I have never come across this before...

It's not a huge deal but glad I know for future reference.

Message 6 of 14
NRB525
Super Contributor

Re: AmEx - unable to make payment (them, not me)

What day of the month will your statement cut?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 14
Anonymous
Not applicable

Re: AmEx - unable to make payment (them, not me)

How long has the bank account been on your Amex profile?

Message 8 of 14
Anonymous
Not applicable

Re: AmEx - unable to make payment (them, not me)

^^^ that's the question. Amex only allows one payment from your account during the first 30 days the bank is linked to your Amex account. After that all restrictions are lifted.

Message 9 of 14
Anonymous
Not applicable

Re: AmEx - unable to make payment (them, not me)


@Anonymous wrote:

^^^ that's the question. Amex only allows one payment from your account during the first 30 days the bank is linked to your Amex account. After that all restrictions are lifted.


In addition to that, they will not accept a "Total Balance" payment from an account that has been added to your profile for less than 30 days.  They will only accept an "Other Amount" less than the Total Balance.

Message 10 of 14
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