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Amazon 5% card that isn't Chase?

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dlister70
Frequent Contributor

Amazon 5% card that isn't Chase?

I decided not to renew Amazon Prime this year.  I don't watch Prime video, or use really any other feature other than free shipping and you can get free shipping by spending $35 anyway, so I figured I'd see how I did without it.

 

But I forgot that the Chase Visa changes to a 3% card when you don't have Prime.  I'm curious if there's another card option that's 5% that does not require having Prime?  




Message 1 of 19
18 REPLIES 18
MrDisco99
Valued Contributor

Re: Amazon 5% card that isn't Chase?

Affinity FCU Cash Rewards Visa.  Limited to $1K per month.

Message 2 of 19
CreditCuriosity
Moderator Emeritus

Re: Amazon 5% card that isn't Chase?

Affinity, Amazon by Syncrony and Amex Amazon Business(granted 3% withhout prime).  Sure there are others that code Amazon as 5% least on quarters such as Discover, Freedom and likely other CU's

Message 3 of 19
FicoMike0
Senior Contributor

Re: Amazon 5% card that isn't Chase?

Usb shoppers visa offers 6% on two retailers you choose (from a limited list). I picked Amazon and walmart. Also good for 3% at Costco and sams. $1500/quarter.

Edit

There's a $95 af, waived first year, $250 sub.

Extra bonus, the card lights up for tap to pay (im easily amused)

 

Message 4 of 19
GZG
Senior Contributor

Re: Amazon 5% card that isn't Chase?


@dlister70 wrote:

I decided not to renew Amazon Prime this year.  I don't watch Prime video, or use really any other feature other than free shipping and you can get free shipping by spending $35 anyway, so I figured I'd see how I did without it.

 

But I forgot that the Chase Visa changes to a 3% card when you don't have Prime.  I'm curious if there's another card option that's 5% that does not require having Prime?  


nfcu flagship to change the cost of prime to $49 instead of $139 is something to consider 

Starting FICO 8:
Current FICO 8:



4/6, 4/12, 8/24 new accounts
Message 5 of 19
FicoMike0
Senior Contributor

Re: Amazon 5% card that isn't Chase?

And they offer a $400 sub. I'm sub crazy!

 

Message 6 of 19
xenon3030
Valued Contributor

Re: Amazon 5% card that isn't Chase?

There are plenty 5% cards for Amazon. Anyway, there are some downsides due to dropping from Amazon Prime membership, such as reduced delivery speed, shipping cost and no free return (shipping free).


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 7 of 19
Bockrocker
Frequent Contributor

Re: Amazon 5% card that isn't Chase?

I think that new Wells Fargo card gets 4%.

 

I mean, if you don't spend a ton at Amazon and don't mind a little hassle just use other 5% cards to get a balance:

 

Buy no fee Visa/MC at Staples with Chase CIC

Buy Amazon card at CVS with Custom Cash

Buy Amazon card at a grocery store with PayPal debit card

Etc.

Message 8 of 19
ptatohed
Senior Contributor

Re: Amazon 5% card that isn't Chase?

I've been enjoying the 6% (and currently 7%) cash back using my Chase Prime card, with no-rush shipping.  I ordered the kids a $300 Oculus today and got 7%.  So, an extra $6 CB.  An extra 1 - 2% CB beats the old 'digital dollars' they offered.  Not that those had no use though.  I just got the NFCU Flagship so I'll be paying $49 for Prime instead of $139 (but don't forget, the $139 is taxed in many states).  But, yeah, otherwise Affinity, maybe paired with a 5% rotator which might give 5% on Amazon and/or PayPal a quarter or two per year.  Or, the BoA CCR at 5.25% on-line if you have Plat Honors.  

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 9 of 19
dlister70
Frequent Contributor

Re: Amazon 5% card that isn't Chase?


@MrDisco99 wrote:

Affinity FCU Cash Rewards Visa.  Limited to $1K per month.


Looks like no special hoops to jump through to join the credit union either?  I'll give this one a try, thank you!




Message 10 of 19
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