@Anonymouswrote:
Amazon Prime Rewards Visa will now earn 3%/5% back at Whole Foods.
This is a nice added benefit.
Prime Rewards Members - 5% Back
Non-Prime Rewards Members - 3% Back
https://www.recode.net/platform/amp/2018/2/20/17030702/amazon-prime-credit-card-whole-foods-5-percen...
Just got an email today, 4theLoveofPoints, letting me know about this. Just wish I had a Whole Foods where I live. 
@K-in-Bostonwrote:
@Gregory1776wrote:
@K-in-Bostonwrote:Must. Not. App.
Someone please lie to me and tell me the Chase Amazon card is subject to 5/24.
It’s not, I got mine in September over 5/24. FWIW, I don’t regret applying. 😇😇😇😇😇😇
I said lie to me! I know it's not.
@DeeBee78wrote:
@Anonymouswrote:
@K-in-Bostonwrote:
@Gregory1776wrote:
@K-in-Bostonwrote:Must. Not. App.
Someone please lie to me and tell me the Chase Amazon card is subject to 5/24.
It’s not, I got mine in September over 5/24. FWIW, I don’t regret applying. 😇😇😇😇😇😇
I said lie to me! I know it's not.
As for the 5% conversation (which I've failed to quote), the agreement between card issuer/servicer and merchant will vary but there are LOTS of people paying mountains of 20+% interest on both the Chase and Synchrony cards to more than offset what those in the PIF crowd get back in statement credits. People who have a card for a particular merchant will generally shop more with that merchant, too, so if a group of individuals spend more that will also offset it. I use my Synch Amazon card for the 5% back on purchases I plan to PIF, but their card is the best of both worlds with 0% for x months (while retaining the grace period for new purchases), so I also spend quite a lot at Amazon that I may have considered using a different card to purchase from another retailer if it weren't for the "free" 6/12/24 month loan.
I guess I'm trying to understand where Amazon would benefit if the store card was used at Whole Foods.
Most likely Synchrony makes a profit from the interest since they're the ones lending the money out. I guess a 0% interchange fee would be enough to accept the card in store?
Plus you could 0% finance your $149 Whole Foods purchase for 6 months. They can call it "Eat now, regret later!"
Somehow I initially read that as "Eat now, egress later!" and was promptly uhhhhh, disgustified. 
@Anonymouswrote:
@AverageJoesCreditwrote:
Whats a whole foods? Do they sell any Schneeshees?It’s supposedly all natural so they can make you pay double for the same stuff you can get out of the ground... lots of organic stuff. Things yuppies swear is more healthy for one :-)
When I first moved to California in 2012, the company put me up in corporate housing and the only grocery that was within walking distance was Whole Foods. I still remember the sticker shock when I first walked in, and I will forever remember that "organic toothbrush" made from "100% compostable materials" that cost $5. Yes FIVE 2012 dollars, for a freaking toothbrush. 😱😱😱
Have not been back since, but with the Amazon acquisition and lower prices, and now the 5% cash back, I could be tempted to give it another go.
While there are certainly some overpriced items, outside of wholesale clubs (BJs and now Costco thanks to NFCU) the rest of our grocery shopping is Whole Foods and Trader Joe’s. Whole Foods is the only nearby option to get quality produce that doesn’t go bad in 24 hours.
@K-in-Bostonwrote:
While there are certainly some overpriced items, outside of wholesale clubs (BJs and now Costco thanks to NFCU) the rest of our grocery shopping is Whole Foods and Trader Joe’s. Whole Foods is the only nearby option to get quality produce that doesn’t go bad in 24 hours.
Average Joe's Trader >>> Hole (in your wallet) Foods 
