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Trying to get and idea of about how many months i should wait before doing CLI request for the Amazon Store Card. I'm currently at the 2nd statement mark for this card. Will be going through Credit Solutions..is it a hard pull? Thanks in Advance.
If you are going to call Credit Solutions, you don't have to wait. Its a soft pull on TU. you can call them up whenever and find out if you are eligable for CLI. I was able to get a CLI via chat before my first statement even cut, I was surprised. Depending on your TU, credit solutions can help you out whenver.
I'd love to know the secret to getting an Amazon CLI. I've had the card for nearly a year, salary has risen since, and payments have been on-time...but they never approve me :-(
No dice this time around with CLI using Credit Solutions for the Prime Store Card. I guess it's a YMMV I didn't get a CLI with Walmart till around the 14th month mark..then again i didn't use Credit solutions till that point due to online request deinals
@Anonymous wrote:Trying to get and idea of about how many months i should wait before doing CLI request for the Amazon Store Card. I'm currently at the 2nd statement mark for this card. Will be going through Credit Solutions..is it a hard pull? Thanks in Advance.
If your scores are lower (under 650) I would wait until the 4th statement so that they have a new SP on file. They will likely not approve an increase until your scores have improved above where they were at time of approval.
additionally, when you get your denial letter in the mail. look at the date of the score on it. 90-120 days from that date is when they will update your score on file. I know they update quarterly from speaking with a representative I just do not know if its based of of your original application date or set dates that the bank uses.
@Bankrupt2019 wrote:
@Anonymous wrote:Trying to get and idea of about how many months i should wait before doing CLI request for the Amazon Store Card. I'm currently at the 2nd statement mark for this card. Will be going through Credit Solutions..is it a hard pull? Thanks in Advance.
If your scores are lower (under 650) I would wait until the 4th statement so that they have a new SP on file. They will likely not approve an increase until your scores have improved above where they were at time of approval.
additionally, when you get your denial letter in the mail. look at the date of the score on it. 90-120 days from that date is when they will update your score on file. I know they update quarterly from speaking with a representative I just do not know if its based of of your original application date or set dates that the bank uses.
Agreed! I just got 2 letters from yesterday. Both were writtent he same day but one showed a pull from Nov of 2015 and the other from 3 days before the letter