Amazon Visa

[eaglesilas]

thinking about closing this card.This card gets me nowhere.stucked at 1500 limit.Have cards with 8000 to 15000 limit.

scores 720 - 740.

Just called an he gave me the 10 day notice,BofA gave me 3000 today to 8000.

Any ideas....

[Anonymous]

How much money do you put through the card every cycle and do you pay it off? 

This is the card through Chase right?

How long have you had it?

[Anonymous]

5% back and no annual fee. It might not be getting you far but certainly isn't holding you back from anything. 

[eaglesilas]

got the card in 2012. starting limit was 500 and  june 2016 i got 1000 raise after i ask for.

i put not so much throu,mostly i carried a small amount,200 to 300.

[Anonymous]

Explain why an Amazon Visa needs a big credit limit when it does not offer balance transfer incentives or points outside of Amazon if you're only using 30% of it I would just continue to leave it what it is. You can always get another Chase credit card you hate and move the limit over to make your Amazon big but that is pointless

[kdm31091]

Do you get use out of the card? If the card were useful to me, I'd just put up with the low limit. If it's not super useful, and you aren't very loyal to Amazon, etc, then just close it and move on. You can still shop on Amazon; you don't have to have the credit card.

[Anonymous]

5% savings is still 5% savings.

[precision]

Closing a decent repuation card with no annual fee is doing nothing to you but hurting yourself.

I understand your frustration of the card not growing how you would like.  But the card is costing nothing for you to keep and by closing it you are hurting your total utility.

There are cases in which to close a card.  This is not one of them.

[Anonymous]

I actually find a large Amazon limit very useful, but only with 0% APR which the Chase card doesn't have.  The variety of products they sell is huge.  A buddy of mine just charged ~16k to his card after getting a new place, paid for furniture, kitchen, tv's, stereo, computer gear, and even a new exhaust system for his BMW and gets 18 months to pay it off.  Sync may be a PITA sometimes, but that's hard to beat.

[Anonymous]

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@Anonymous wrote:

I actually find a large Amazon limit very useful, but only with 0% APR which the Chase card doesn't have.  The variety of products they sell is huge.  A buddy of mine just charged ~16k to his card after getting a new place, paid for furniture, kitchen, tv's, stereo, computer gear, and even a new exhaust system for his BMW and gets 18 months to pay it off.  Sync may be a PITA sometimes, but that's hard to beat.

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I've never seen an Amazon Visa with that high of a limit. Do you know what his limit is?