Amazon.com Chase Visa Denial

[Pushto700]

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@Creditaddict wrote:

I believe the figure I have seen on most credit card applications is $12k a year

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Same. Someone said 3K a YEAR. That's a LONG stretch to "sufficient".

[fused]

Thread has been unlocked, feel free to post friendly and supportive messages.

[fused]

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@smc733 wrote:

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@Pushto700 wrote:

You are wrong...READ what you just typed...OR means one of the two....you are writing this as a 19 year old with 30 (Oh my, yes 30 inquiries on an EQ report) inquiries. Yes, your FIRST post put the point...OR simply means ONE or the OTHER....and you have been informed that Amazon is INQUIRY senisitive, but you KEEP applying...with the new laws ON the books, and ONE IN PARTICULAR related to age....do you NOT think that many card issuers are NOW looking at age in the fact that the CC revenue stream is not as good anymore? Most certainly, enjoy those annual fees...I am certain you have one with BOTH. Do a search on this board and many with much higher limits than your recent approvals have them as well.

So hence, you proved me RIGHT.

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Hey jerkoff,

I'm not the OP, so roll back what you said before you look like an idiot.  My EQ has 5 inquiries on it.  And OR does mean one of the two, I should know, I'm a software engineering major.  So if OR means one of the two, a cosigner is not REQUIRED, if you have income.  The law does not require you to have a cosigner in all circumstances, as your post said.

As for the rest of your arrogant jargon, Mr. Push to 700, I got both of these cards back in may, with only a student loan and a store card reporting, not bad at all for an AAoA that sits under 8 months and a student's income.  Of course, if you actually had an idea of what you spoke about before you misquoted me as the wrong poster, you'd realize that neither the Forward card, nor the BankAmericard have annual fees.

Now, as my FICO scores begin to approach 700 with an AAoA under a year, do  you want to roll back your overly-offensive post?

So hence, we proved that you're an **bleep** looking to explode on people for no reason, not bothering to look at their username.

You are still wrong, saying " Plus, the new CC laws require anyoneunder 21 to have a co-signer."  Not anyone, only those WITHOUT INCOME.

Tool.

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This is a reminder to be friendly, supportive and respectful when posting in the forums.

Thank you for your cooperation!

--fused, myfico moderator

[smc733]

I will go ahead and post the text of another thread I started here:

So since the other thread was locked, I feel the need to clear the air here.

I was only being angry because the poster had addressed me rudely as if I were the original poster, when in fact, I was not.  The demeaning tone toward me about things I never said or posted was frankly, insulting.  If you would like me to prove I'm an SE major, I'll gladly write you some C, Java, x86asm, or any code of your choice.

Anyway, I was approved for my first credit card (post CARD act) with a $3k income listed.  It was a Banana Republic credit card.  And after 4 statements, with that income, they bumped the CL to $1,000.  It is possible, because lets remember folks,  you can carry a balance, and you can only go up to that CL, so 

Total can be charged = CL - current balance.  

My later two cards were instantly approved when my income was bumped to $11,800 with a new job and more hours.  

We should all be able to take a deep breath and discuss this peacefully.  I have a FACT on my side here, that I DID apply with $3k, and get approved, and there's no reason a college student with a $3k income can't get a small $300 limit.  

There is also the issue of needing a cosigner.  The offensive poster (upto700) or something, claimed that a cosigner was REQUIRED.  Go back in the thread and read it for yourselves.  THAT statement is false.  Now he was trying to wheel it back in saying $3k isn't sufficient income, but it still changes the fact he was being rude to both myself and the OP about requiring a cosigner, when that is a false fact, as they are not always required.

The gripe in the thread was about being attacked as though I was the OP, and he still spoke like I was, never bothering to realize IM A DIFFERENT POSTER.

[Anonymous]

guys please stop derailing this thread, some of us are really interested in details about the card, not what you guys have to say regarding whatever it is you guys are fighting about.

[smc733]

I believe the income details are relevant to the discussion of the Chase Amazon card.

[tsquad131]

You are violating the terms also, no one should be bashing each other on these forums. If you have nothing nice to say to each other, please do not even speak here. Enough said you guys are acting like kids. This is supposed to be a helpful website to provide insight and opinions to one another, not a playground and go offtopic for no reason at all

[fused]

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@tsquad131 wrote:

You are violating the terms also, no one should be bashing each other on these forums. If you have nothing nice to say to each other, please do not even speak here. Enough said you guys are acting like kids. This is supposed to be a helpful website to provide insight and opinions to one another, not a playground and go offtopic for no reason at all

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I'm locking this thread so the hatchet can be buried. If your questions haven't been answered, please feel free to start a new thread.

--fused, myfico