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Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

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Anonymous
Not applicable

Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

Greetings all,

 

      As the title states, I am wondering everyone's thoughts on these Amazon Credit Cards.  My DW is a AMAZON GIANT and spends thousands of dollars annually on their webbsite and I figure might as well get some savings out of it.  One question I have is whether or not this card is a signature or co-branded card from either Chase or whoever backs U.S. Bank Cash+ Visa Signature Card?  Which one is a better card in your guys card?  Thanks for your input.

 

MJH     Smiley Wink

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9 REPLIES 9
Anonymous
Not applicable

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

I have the Amazon rewards visa from Chase Bank. If you are doing a lot shopping on Amazon I'd say it's a great card. 3% cash back on Amazon is great!
Message 2 of 10
kdm31091
Super Contributor

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

The cash+ can get you 5 percent on amazon by selecting bookstores, albeit with a cap. The chase card is uncapped but is only 3 percent. Unless you plan to spend a ton, I'd opt for cash+. The chase card is rather "meh" IMO
Message 3 of 10
Sharingan
Established Contributor

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

I have both cards, and I do primarily use the U.S. Bank Cash+ for my Amazon purchases (along with two other cards that are no longer available). I don't think I would have picked up my Cash+ if I could not use it for Amazon. I keep my Amazon Visa because I don't expect a couple of my Amazon go-to cards to stay around forever and because I don't expect the 'bookstores' category loophole to be around indefinitely either. I don't like store cards with no card network, so I am not interested in the Prime card at all.

Finally, I haven't encountered this yet, but apparently there are certain purchases that will not code accordingly for rewards for bookstores. It is definitely a drawback for cards that don't have a dedicated Amazon category, and instead have to rely on the bookstore category.


Message 4 of 10
kdm31091
Super Contributor

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

There is definitely an argument to be made for the chase card if you want "stability", so to speak, because the " bookstore" thing could be corrected at any point.
Message 5 of 10
creditguy
Valued Contributor

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

Keep in mind that the US Bank cash+ is a signature card and if you don't meet qualifying criteria they will give you a cash rewards card instead with a measly 1% on everything. The chase card is a signature card now it seems with limits as low as $500 which is new for a signature card. Have you considered just the Amazon store card for Amazon purchases?
Message 6 of 10
someone379
Regular Contributor

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

Consider the actual Amazon store card?   5% on Amazon all day every day.


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Message 7 of 10
Anonymous
Not applicable

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???


@someone379 wrote:

Consider the actual Amazon store card?   5% on Amazon all day every day.


That was going to be my suggestion as well... If your wife is HUGE on Amazon purchases, go for the store card for the 5%, it's almost impossible to beat

Message 8 of 10
Anonymous
Not applicable

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???

Us bank cash plus Smiley Happy
Message 9 of 10
Callandra
Valued Contributor

Re: Amazon.com Rewards Visa Card OR U.S. Bank Cash+™ Visa Signature® Card???


@Anonymous wrote:

@someone379 wrote:

Consider the actual Amazon store card?   5% on Amazon all day every day.


That was going to be my suggestion as well... If your wife is HUGE on Amazon purchases, go for the store card for the 5%, it's almost impossible to beat


For big Amazon shoppers, I agree that's the best option (and I assume you have Amazon Prime if you are such a huge Amazon shopper!). 

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