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Amazon re-open???

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Switch2007
Contributor

Amazon re-open???

Hi everyone! So, here's the deal... I had an Amazon store card for less than a year that I was too tempted to use and at times carried a balance on. The APR was something ridiculous like 22%, so I PIF and closed the account. After reading through these forums, I realized how much of a mistake it may have been. Has anyone had any experience with re-opening a GEMB account without a HP? I want it back to help my utilization moreso than to actually use it (Yes, I've gotten more disciplined Smiley Very Happy) Thoughts??? 


Starting Score: 08/01/2009 584
Current Score: 08/01/2011 EQ 684 EX (Lender Pull) 702 TU 712
Goal Score: 780+


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Anonymous
Not applicable

Re: Amazon re-open???

It depends on how long you closed it. Less than 3 months MAYBE...but most likely it will be a hard and show as a new account on your report in addition to the closed one. Call their customer service and ask, then let us all know. 

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Switch2007
Contributor

Re: Amazon re-open???

Ehhh... thats what I figured too. Definitely not worth the hard pull. Thanks for your response

Starting Score: 08/01/2009 584
Current Score: 08/01/2011 EQ 684 EX (Lender Pull) 702 TU 712
Goal Score: 780+


Take the FICO Fitness Challenge
Message 3 of 3
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