Amazon store card Max CL???

[Nova5041]

Hey guys, just wanted to ask if anybody know if there is a limit to Amazon cl, while I know Lowe's cards have crazy limits, just wondering if they put lower limits on amazon accounts. I'm currently at 6k, and don't want to push the envelope in asking for a cli. I've searched around and the highest I've seen is 8k! Thanks

[Appleman]

Initial CL was $6,000 and felt like I could only ask for $10,000. Granted by calling in to Synchrony within the first month.

Started reading on the forums and got the idea to call and ask for a bigger increase. Another month and some minor spending later and I was bumped to $25,000 with a phone call.

Lowe's: Something like a $3,300 SL and got bumped to $25,000 with a phone call.

Marvel: Initial SL $6,000 > You see the pattern, called and was bumped to a requested $25,000.

All three accounts only open since Feb 2016 or later.

FICO8 scores were 710's at the new year. Currently 791 to 814 for FICO08. Income above $150,000 and 3% revolving utilization.

So, from what I have seen they base a lot on score and utilization. Have seen Lowe's to $35,000 and maybe Amazon. Marvel has also had lines up to $35,000 that I have seen. 

[Appleman]

As a related thought, all of my CLIs were SP. There have been reports of HPs happening.

Good luck

[mitchblue]

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@Appleman wrote:

Initial CL was $6,000 and felt like I could only ask for $10,000. Granted by calling in to Synchrony within the first month.

Started reading on the forums and got the idea to call and ask for a bigger increase. Another month and some minor spending later and I was bumped to $25,000 with a phone call.

Lowe's: Something like a $3,300 SL and got bumped to $25,000 with a phone call.

Marvel: Initial SL $6,000 > You see the pattern, called and was bumped to a requested $25,000.

All three accounts only open since Feb 2016 or later.

FICO8 scores were 710's at the new year. Currently 791 to 814 for FICO08. Income above $150,000 and 3% revolving utilization.

So, from what I have seen they base a lot on score and utilization. Have seen Lowe's to $35,000 and maybe Amazon. Marvel has also had lines up to $35,000 that I have seen. 

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That 150 grand doesn't hurt.

[Nova5041]

Oh wow, so to be clear you bumped your Amazon cl from 6k to 24k?!?!

[Nova5041]

I had no idea that Amazon CLs went that high!!! Thanks alot for the helpful info!

[Appleman]

$25,000 actually. Easily covers the $4.99 video I rented last week.

[AverageJoesCredit]

It would appear you can get it high depending on your score profile and income. As its repeated many times here your cli is based on what you qualify for though for someone in my position highly doubt they would approve a 25,000 limit but to each their own...

[Anonymous]

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@Appleman wrote:

$25,000 actually. Easily covers the $4.99 video I rented last week.

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Yes, you could have even rented 2 without worrying too much about utilization....

[iv]

Amazon/SyncB goes to at least $30k. (Maybe more, only asked for 30.)