Amazon store card billing question

[Anonymous]

My wife's Amazon credit card statement cut today and the balance was 33.11. We paid it promptly in full but i'm confused over the option i chose when we submitted the payment. It gave us the option between paying the statement balance or paying off the current balance. I chose the current balance, not knowing any better. Will the current balance option take care of the bill that is due on December 12th? I'm confused.

[Anonymous]

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@Anonymous wrote:

My wife's Amazon credit card statement cut today and the balance was 33.11. We paid it promptly in full but i'm confused over the option i chose when we submitted the payment. It gave us the option between paying the statement balance or paying off the current balance. I chose the current balance, not knowing any better. Will the current balance option take care of the bill that is due on December 12th? I'm confused.

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Yes, it will. Those options come into play when you have additional charges so your statement balance and current balance might be different amounts.

[takeshi74]

You'll defiinitely want to understand the difference with any of your cards -- not just the Amazon store card.  There's a lot of commonality from card to card and the info below applies to all:

Your current balance is the balance in the account as of right now.  Your statement balance is what your current balance was as of the date that the statement cycle closed out.  If you pay the statement balance in full by the due date then you will not incur interest.

Depending on activity it's possible for the two to be different or to be the same.  If you have had no activity since the cycle closed then the two will be the same.  If you have had activity then the current balance will be different.  It doesn't hurt to pay the current balance but you only need to pay the statement balance in full.