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Is your "member since" date/year still embossed on the AMEX Chip cards?
Is your "member since" date/year still embossed on the AMEX Chip cards? ....
Yes it is
LOL, received my Jetblue finally. It came in 3 days after they said it would, with a different number, no EMV chip, but backdated to 1990. Mixed blessings on this one, I think I'm just going to activate it and leave it alone.
@Joebunaga wrote:LOL, received my Jetblue finally. It came in 3 days after they said it would, with a different number, no EMV chip, but backdated to 1990. Mixed blessings on this one, I think I'm just going to activate it and leave it alone.
WOW! What was the date before?
@Anonymous wrote:Is your "member since" date/year still embossed on the AMEX Chip cards? ....
Nope but it took 2 tries to get EMV in the first place so I'm not going to worry about it. My member since date is what it is regardless of whether it's on the card or not.
@Networth wrote:Why in the world would you chip a card with a FTF (BCP,SPG etc).
You're expecting too much. Why would you not chip a card with no FTF (CSP, UMPE, etc)? ![]()
In any case, never hurts to have a backup. If you don't see the point in chipping a card with FTF then why are you reading this thread?
@takeshi74 wrote:You're expecting too much. Why would you not chip a card with no FTF (CSP, UMPE, etc)?
In any case, never hurts to have a backup. If you don't see the point in chipping a card with FTF then why are you reading this thread?
I think it is a valid question, or perhaps more "Why get excited about have a chipped card when the card has a FTF, and you cannot currently use the chip in the US"
but that's a bit long! As for back up, lots of cards with no FTF and they would all be better backups.
Also, it's always good to remember that issuers who charge FTFs are really ripping you off, even when it is the card god Amex doing it!
Here is some good information on the shift / rollout of EMV equipped cards and to help fight some of the myths and fears about the technology:
http://www.paymentssource.com/news/Can-The-US-Meet-The-EMV-Deadlines-3011680-1.html
Experts are wondering if the United States can meet the deadlines the card brands have set for converting to EMV chip cards from magnetic stripe cards.
“The magnitude of the EMV transition here in this country -- it’s just mind-boggling,” says Gregg Smith, co-founder of the EMV Academy Inc. in Toluca Lake, Calif. “You have to ask yourself: Can this really be pulled off by everyone that fast?”
Visa Inc. has mandated that processors and sub-processors have the ability to process EMV transactions by April 1, 2013. In October 2015, liability shifts from card issuers to merchants if the merchant processes an EMV transaction on equipment that does not comply with EMV standards.
http://blog.gemalto.com/blog/2013/03/28/how-will-the-u-s-benefit-from-emv-migration-look-to-canada/
Posted on 28th Mar 2013 by Philippe Benitez
As the U.S. continues its implementation of EMV chip cards, it’s lucky to be able to look to other countries that have adopted the technology for best practices, lessons learned, and future benefits. As a Gemalto employee based in the U.S., I’ve been eagerly watching to see how our neighbor to the north, Canada, is benefiting from their EMV chip implementation, which started in earnest in 2007.
http://www.andreae.com/presentation/The%20Canadian%20Migration%20to%20EMV%20sept%202006.pdf
The U.S. retail payments market is evolving. This site provides information and answers to questions asked by merchants.
PS. I have had EMV equipped cards since 2009/10. Canada took the chip and pin route for implementation. It took a couple of uses to remember the separate PIN # for each card but now it's automatic. I actually did write down the pin #s at first but after I used them once/twice, I destroyed the written numbers. As you can see by my sample pictures below, the implementation is basically complete. Our ATMs stopped using the mag stripe at the end of last year and only use the chips.
2013, I'd just gotten the card.
But I'd forgotten that I'd had a card back in 90(when I got my first two cards and promptly began disgracing my CR). I was just happy to get another Amex.
@Anonymous wrote:
@takeshi74 wrote:You're expecting too much. Why would you not chip a card with no FTF (CSP, UMPE, etc)?
In any case, never hurts to have a backup. If you don't see the point in chipping a card with FTF then why are you reading this thread?
I think it is a valid question, or perhaps more "Why get excited about have a chipped card when the card has a FTF, and you cannot currently use the chip in the US"
but that's a bit long! As for back up, lots of cards with no FTF and they would all be better backups.
Also, it's always good to remember that issuers who charge FTFs are really ripping you off, even when it is the card god Amex doing it!
Security, at the least it means a card cannot be skimmed and the magnetic stripe data copied exactly and it be used at an EMV-capable terminal in another country. Also, the US is moving to EMV - it's enabled some places - and more will come.