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American Express Zync Reporting

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Anonymous
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American Express Zync Reporting

This is my first american express card.  Does american express zync report?  My second statement is about to cut and they have not reported to any of the credit bureaus. 

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: American Express Zync Reporting

Yes it reports, but as a charge card though so it will not help with utilization as it doesn't show a credit limit.

Message 2 of 7
Anonymous
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Re: American Express Zync Reporting

Thats odd. They reported my account exactly three weeks after approval.

 

They havent updated my account for three months though Smiley Indifferent

Message 3 of 7
andre181
Established Contributor

Re: American Express Zync Reporting

It took mine 2 statements to finally report.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 4 of 7
Anonymous
Not applicable

Re: American Express Zync Reporting

I'm hoping they will backdate my account to 2006 and that it'll help my AAOA. 

Message 5 of 7
Anonymous
Not applicable

Re: American Express Zync Reporting

DW's Zync reported about 6 weeks after the app -- about 10 days after first statement cut. 

Message 6 of 7
jforsyth
Regular Contributor

Re: American Express Zync Reporting

Amex charge reporting can be weird/delayed, but everything will be up eventually. 

 

I remember someone on these boards saying that Amex reports their charge accounts midway through each quarter. So that's mid-February, mid-May, mid-August, and mid-November. But, as always, YMMV.

 

I've had a Zync card since July, but I don't check my scores/reports enough to know how the reporting works. 

___________________________________

EQ FAKO: 779 (03/26/15)
TU FAKO: 785(03/26/15)
Citi Double Cash | Citi Forward | BankAmericard Cash Rewards | Amex Zync
Message 7 of 7
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