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American Express won't support 3rd party payment apps with more rewards anymore

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Anonymous
Not applicable

American Express won't support 3rd party payment apps with more rewards anymore

Just got a letter saying that American Express won't be given any additional cashback on 3rd party payment apps like Apple Pay and Google Pay.

 

Did anyone else get this? Pretty lame if you ask me. Now they're forcing me to carry around 1 extra card for no reason.

Message 1 of 10
9 REPLIES 9
M_Smart007
Legendary Contributor

Re: American Express won't support 3rd party payment apps with more rewards anymore

I had not got the letter/email, sounds pretty ridiculous to meSmiley Tongue

Message 2 of 10
wasCB14
Super Contributor

Re: American Express won't support 3rd party payment apps with more rewards anymore

I'm confused. Is this something to do with an Apple/Google rewards program? Or the gas/grocery bonus categories on BCE?

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 3 of 10
sammydavidjr
Regular Contributor

Re: American Express won't support 3rd party payment apps with more rewards anymore

Sounds bad. What exactly do you think they mean with "additional" cash back?

Message 4 of 10
Remedios
Credit Mentor

Re: American Express won't support 3rd party payment apps with more rewards anymore

I'll go ahead and join #teamconfused

Message 5 of 10
Anonymous
Not applicable

Re: American Express won't support 3rd party payment apps with more rewards anymore

You know what I could be wrong here. I'm just confused about the way they're putting it in the letter.

 

If you go to the FAQ at their website it says:

• You may not earn additional rewards if you choose to make a purchase using:

  • A third party payment account
  • A mobile or digital wallet (for details on Apple Pay, Google Pay, Samsung pay, and Fitbit Pay)

But then right below it it says:

Q: Will I earn rewards for purchases if I use Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay?
A: If you use Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay, you will earn rewards in the same way as you would if you used your Card with the merchant.
 

 

Message 6 of 10
sammydavidjr
Regular Contributor

Re: American Express won't support 3rd party payment apps with more rewards anymore


@Anonymous wrote:

You know what I could be wrong here. I'm just confused about the way they're putting it in the letter.

 

If you go to the FAQ at their website it says:

• You may not earn additional rewards if you choose to make a purchase using:

  • A third party payment account
  • A mobile or digital wallet (for details on Apple Pay, Google Pay, Samsung pay, and Fitbit Pay)

But then right below it it says:

Q: Will I earn rewards for purchases if I use Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay?
A: If you use Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay, you will earn rewards in the same way as you would if you used your Card with the merchant.
 

 


Heart attack over. Smiley Happy

Message 7 of 10
Brian_Earl_Spilner
Credit Mentor

Re: American Express won't support 3rd party payment apps with more rewards anymore

Maybe they're talking about apps like rakuten that give you bonus MRs for going through them.

 

@K-in-Boston :

jordan.jpg

 

    
Message 8 of 10
K-in-Boston
Epic Contributor

Re: American Express won't support 3rd party payment apps with more rewards anymore

It simply means that some transactions may not earn bonus category rewards or Amex Offers if they are not processed directly by the merchant.

 

Examples would include ordering through UberEats may not trigger the restaurant category like making a purchase directly with the restaurant, using your card to top off your iTunes account and then having YouTube Premium bill to your Apple wallet won't trigger the streaming credit, etc.

Message 9 of 10
Anonymous
Not applicable

Re: American Express won't support 3rd party payment apps with more rewards anymore

Yeah oops.

 

I'll delete my post. Glad I'm wrong

Message 10 of 10
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