American Kennel Club Visa

[B335is]

Yup. It's the only card I have that gives that much on pet supplies. Comenity has a rewards site similar to Citi Thank You that you can redeem for merchandise or statement credit.

[happypill]

Those rewards look solid and the card is pretty interesting.  I think Comenity is pretty good with their store cards.

[Anonymous]

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@kdm31091 wrote:

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@B335is wrote:
Statement credit is $25 for 2500 points, $50 for 5000 points and so on. I've had this card for awhile. $20k limit.

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Great to know! So you do get an actual 3% on pet stuff.

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KDM, where do you get pet supplies (apart from Vet stuff)?   You can do much better than 3%

Petco:  GiftcardZen and others have cards over 30% off

PetSMart:  GiftCardBin has 20% off

PetSupermarket: GiftCardBin has 13% off

etc

(and this exclludes the 2% your DC would give you for buying the card, and, if online, the cashback you get by going through a mall)

[B335is]

Just speaking for myself, I go to Centinela Pet. I can't stand Petco for some past grooming issues. I couldn't find any portal or gift cards for higher discount for Centinela.

[kdm31091]

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@Anonymous wrote:

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@kdm31091 wrote:

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@B335is wrote:
Statement credit is $25 for 2500 points, $50 for 5000 points and so on. I've had this card for awhile. $20k limit.

---

Great to know! So you do get an actual 3% on pet stuff.

---

KDM, where do you get pet supplies (apart from Vet stuff)?   You can do much better than 3%

Petco:  GiftcardZen and others have cards over 30% off

PetSMart:  GiftCardBin has 20% off

PetSupermarket: GiftCardBin has 13% off

etc

(and this exclludes the 2% your DC would give you for buying the card, and, if online, the cashback you get by going through a mall)

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Usually Petsmart. Actually, that's a good point, I could try one of those gift card sites instead

[Anonymous]

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@Anonymous wrote:

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@kdm31091 wrote:

---

@B335is wrote:
Statement credit is $25 for 2500 points, $50 for 5000 points and so on. I've had this card for awhile. $20k limit.

---

Great to know! So you do get an actual 3% on pet stuff.

---

KDM, where do you get pet supplies (apart from Vet stuff)?   You can do much better than 3%

Petco:  GiftcardZen and others have cards over 30% off

PetSMart:  GiftCardBin has 20% off

PetSupermarket: GiftCardBin has 13% off

etc

(and this exclludes the 2% your DC would give you for buying the card, and, if online, the cashback you get by going through a mall)

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LTL, is there a site that you use to monitor the varying discounted gift cards?

[Anonymous]

B335is.. did you grow that one, or was that the starting limit because you have a good record everywhere? Most vets take care credit and that's no interest financing so you can pay for pet food and stuff at a vet if necessary but a card able to use everywhere obviously is nice

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

---

@kdm31091 wrote:

---

@B335is wrote:
Statement credit is $25 for 2500 points, $50 for 5000 points and so on. I've had this card for awhile. $20k limit.

---

Great to know! So you do get an actual 3% on pet stuff.

---

KDM, where do you get pet supplies (apart from Vet stuff)?   You can do much better than 3%

Petco:  GiftcardZen and others have cards over 30% off

PetSMart:  GiftCardBin has 20% off

PetSupermarket: GiftCardBin has 13% off

etc

(and this exclludes the 2% your DC would give you for buying the card, and, if online, the cashback you get by going through a mall)

---

LTL, is there a site that you use to monitor the varying discounted gift cards?

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giftcardgranny.com     

This, along with cashbackmonitor.com are really useful in making credit card decisions, as the answer might often be that you don't need that card!

[B335is]

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@Anonymous wrote:
B335is.. did you grow that one, or was that the starting limit because you have a good record everywhere? Most vets take care credit and that's no interest financing so you can pay for pet food and stuff at a vet if necessary but a card able to use everywhere obviously is nice

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It's grown from $15k SL. I do have clean reports and many many TLs. There is no SCT for this card, you just have to apply. I think my APR is like 14%. I haven't seen any special financing like care credit though. 

[Themanwhocan]

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@Anonymous wrote:

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@kdm31091 wrote:

---

@B335is wrote:
Statement credit is $25 for 2500 points, $50 for 5000 points and so on. I've had this card for awhile. $20k limit.

---

Great to know! So you do get an actual 3% on pet stuff.

---

KDM, where do you get pet supplies (apart from Vet stuff)?   You can do much better than 3%

Petco:  GiftcardZen and others have cards over 30% off

PetSMart:  GiftCardBin has 20% off

PetSupermarket: GiftCardBin has 13% off

etc

(and this exclludes the 2% your DC would give you for buying the card, and, if online, the cashback you get by going through a mall)

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Also, aren't veterinarians included in the Charity 5% category of the US Bank cash+ card?