Since there have been reports of Amex shutting down accounts after using my points for my summer vacation, I've been weary of poking the bear. Although when a fellow forum member was approved for the Surpass card and was discussing about only having the everyday cards show up on his amex preapproval, I wanted to give it a shot. I put in all my information in a new private tab and to my surprise, a 125k offer for the Platinum showed up as well as a 90k offer for the Amex Gold (which I already own and got the same offer less than a year ago).
Do you need to formally apply to show the popup message? I wanted to hear other people's thoughts on this since this seemed odd to me.
Just to be clear, I don't need nor want this card currently since I already have it but I'm curious about this for SCIENCE!
The popup to make sure you still want to continue would come after you actually submit the application. I would click the offer terms; most likely the "if you have had or have this card" language is in there.
Uhm....
This is kind of funny 
@Mones wrote:
you would have gotten a popup like below if you weren't going to get the SUB:
it's rather bizzare you didn't, you already have a Gold card from last year? Perhaps your original gold card was with a no lifetime language offer, which means you could get a normal gold card with the lifetime language on it?
I think it's because this offer doesn't have the lifetime language if you look closely at the photo, "Welcome offer not available to applicants who have or have had this Card or the Premier Rewards Gold Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility." but I'm not sure why, I got this through private browser preapproval application on this link: https://www.americanexpress.com/us/credit-cards/check-for-offers/. The only difference is I applied with another address but this address is also on my credit report for another card. Same income, same name, same social security number was used for the application.
My original offer in September of last year was through a referral but I can't seem to find whether or not it had no lifetime language on it. It's also strange since I got approved for the BCP around 6 weeks ago and it's still not reporting to the bureus.
@Mones wrote:I think it's because this offer doesn't have the lifetime language if you look closely at the photo...
My original offer in September of last year was through a referral but I can't seem to find whether or not it had no lifetime language on it. It's also strange since I got approved for the BCP around 6 weeks ago and it's still not reporting to the bureus.
The place where that would be is not visible in your photo. As I mentioned in the previous post, you need to click Offer Terms (bottom right of your photo). Regardless of language in the previous offer, the one that is in THIS offer is the one that matters.
It's quite normal for BCP to not be reporting to the credit bureaus. In the overwhelmingly majority of cases, Amex first reports new cards after the 2nd statement closes.
Would it be in this section?
"
POID K1QH:8961
OFFER CODE: YJ7H-3EWF2B-1ZVM-ISQ
OFFER TERMS
90,000 Membership Rewards® Points
You can earn 90,000 Membership Rewards® points after you spend $4,000 (the "Threshold Amount") or more in eligible purchases on your American Express® Gold Card within the first 6 months of American Express® Gold Card Membership starting from the date that your account is opened. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include: fees or interest charges; purchases of travelers checks; purchases or reloading of prepaid cards; purchases of gift cards; person-to-person payments; or purchases of other cash equivalents. Points will be credited to your Membership Rewards account within 8-12 weeks after you meet the Threshold Amount. Your Card Account must not be canceled or past due at the time of fulfillment of any offers.
You can earn 90,000 Membership Rewards® points after you spend $4,000 or more on eligible purchases on your Card within your first 6 months of Card Membership starting from the date that your account is opened. In rare instances, your period to $4,000 may be shorter than 6 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 6 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). Membership Rewards® points will be credited to your account 8-12 weeks after you have met the Threshold Amount.
American Express reserves the right to modify or revoke offer at any time.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo."
My bad, I thought it was supposed to show up like the resy offer does:
Indeed, it would be in that section in a bold paragraph right under the words Offer Terms. Does look like one of those "no lifetime language" offers.
Is it common for Amex to do stuff like this or is the preapproval page a common way to circumvent it?