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Amex 61 day CLI, better to call CS or do on line?

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Hightechredneck
Frequent Contributor

Amex 61 day CLI, better to call CS or do on line?

My BCE everyday has reached the 61 day window. Is is better to call and ask for a CLI or do it on line?

 

Thanks.

Message 1 of 9
8 REPLIES 8
keithB
Established Contributor

Re: Amex 61 day CLI, better to call CS or do on line?

Please post your results, usage and all that fun stuff =)

Message 2 of 9
eddie84
Valued Contributor

Re: Amex 61 day CLI, better to call CS or do on line?

I've read somewhere on here that it doesn't matter much. I plan to submit mine online sometimes in August.
Message 3 of 9
mjb59463
Regular Contributor

Re: Amex 61 day CLI, better to call CS or do on line?

This is just my personal experience: I have tried for the 3x CLI twice with my Amex Delta. Both times, I did it online.

 

Both times I was denied. I'll try again in the future, this time with a CS. It couldn't hurt to speak with someone real, just my point of view. But either option will hopefully yield good results.

 

May the Force be with you.

Scores: 790 TU (Barclay), 780 EX (Fico8), 790 EQ

Chase Freedom Unlimited (6k), CSP (20k), Amex Delta Platinum (13.5k), Amex Marriott Bonvoy (16k), Barclay Apple (12.5k), USBank Flexperks Travel Rewards (12k), Wells Fargo Visa Signature (10k), Citi Double Cash (8k), Amex Gold, Amex Platinum, Amex BBP (15k) Marriott Bonvoy Boundless (15k)
Message 4 of 9
B335is
Moderator Emeritus

Re: Amex 61 day CLI, better to call CS or do on line?

I don't think it makes any difference.  I've had 1 online approval and 2 denials.

Message 5 of 9
SunriseEarth
Moderator Emeritus

Re: Amex 61 day CLI, better to call CS or do on line?


@obageegee wrote:

My BCE everyday has reached the 61 day window. Is is better to call and ask for a CLI or do it on line?

 

Thanks.


No real difference in results, but IMHO, online is faster and more convenient.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Wayfair MC $9500 | Sephora VS $9400 | ~~
Message 6 of 9
noobody
Established Contributor

Re: Amex 61 day CLI, better to call CS or do on line?

Just called ask CLD from 20K to 5K, i spend less than 2k total last year

 

Can not see myself put more spending on it.

 

Why anyone want a 5 digit BCE?

 

I need some head room for my future application with Amex.

EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 7 of 9
SunriseEarth
Moderator Emeritus

Re: Amex 61 day CLI, better to call CS or do on line?


@noobody wrote:

Just called ask CLD from 20K to 5K, i spend less than 2k total last year

 

Can not see myself put more spending on it.

 

Why anyone want a 5 digit BCE?

 

I need some head room for my future application with Amex.


You could have always reallocated that CL to a new AMEX, provided both accounts have been open for their required period (donor account at least 13 months, recipient account at least 61 days.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Wayfair MC $9500 | Sephora VS $9400 | ~~
Message 8 of 9
noobody
Established Contributor

Re: Amex 61 day CLI, better to call CS or do on line?


@SunriseEarth wrote:

@noobody wrote:

Just called ask CLD from 20K to 5K, i spend less than 2k total last year

 

Can not see myself put more spending on it.

 

Why anyone want a 5 digit BCE?

 

I need some head room for my future application with Amex.


You could have always reallocated that CL to a new AMEX, provided both accounts have been open for their required period (donor account at least 13 months, recipient account at least 61 days.  


i was rejected CL reallocating because SPG is 3 weeks old and BCE is less than 13 month, but 61 day 3X CLI will be there if i ever need it

EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 9 of 9
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