Amex ARs for Feb

[Anonymous]

I subscribe to Experian Credit Manager and cannot see soft pulls using that program.  How are you accessing Experian credit reports that allows you to see soft pulls?

[MidnightVoice]

Hard pull to get card in December, one soft in January, two so far in February.

And my EX score has gone up 50 points since I got the card - early Collection drop off

[Anonymous]

---

ChemGuy wrote:

I subscribe to Experian Credit Manager and cannot see soft pulls using that program.  How are you accessing Experian credit reports that allows you to see soft pulls?

---

Once you have a current report from EX, on EX's website, click the link that says you want to initiate a dispute.  You'll be taken to a page that asks you to verify address info, and after that you'll see a page with links to all your current reports info.  If you click the link that says something like "View requests to see your credit report" (something like that anyway), you'll see all the INQs on the report, including softs.

[Anonymous]

---

cheddar wrote:

---

ChemGuy wrote:

I subscribe to Experian Credit Manager and cannot see soft pulls using that program.  How are you accessing Experian credit reports that allows you to see soft pulls?

---

Once you have a current report from EX, on EX's website, click the link that says you want to initiate a dispute.  You'll be taken to a page that asks you to verify address info, and after that you'll see a page with links to all your current reports info.  If you click the link that says something like "View requests to see your credit report" (something like that anyway), you'll see all the INQs on the report, including softs.

---

Thanks Cheddar.  You really are a Super Contributor!

[Red1Blue]

I have checked my CreditSecure. They did one AR on Feb 13th after I got my cards in Dec/Jan. I am not sure if there is any reason why that date. Nothing happend on my CR around that time.

[Anonymous]

---

ChemGuy wrote:

---

cheddar wrote:

---

ChemGuy wrote:

I subscribe to Experian Credit Manager and cannot see soft pulls using that program.  How are you accessing Experian credit reports that allows you to see soft pulls?

---

Once you have a current report from EX, on EX's website, click the link that says you want to initiate a dispute.  You'll be taken to a page that asks you to verify address info, and after that you'll see a page with links to all your current reports info.  If you click the link that says something like "View requests to see your credit report" (something like that anyway), you'll see all the INQs on the report, including softs.

---

Thanks Cheddar.  You really are a Super Contributor!

---

Chem --

I kept the report number from my denial for CLI from Target.  I'm not sure how long I can pull with that report number (maybe 90 days or so?).  I've used Cheddar's method to pull TU softs via TC dispute, but not with EX.  (Sorry I didn't get back to you earlier!)

PPP

[Anonymous]

I was able to use Cheddar's method without a problem.  However, how do you use the dispute functionality in TC?  That is a program that is definitely not very direct; however, I do like it because you can lock your credit!

[Marvintran]

Hi all

Interesting I have CS through Amex and I dont See that Link

Or do you have to go to the Experian Web site?

[Anonymous]

---

Marvintran wrote:

Hi all

Interesting I have CS through Amex and I dont See that Link

Or do you have to go to the Experian Web site?

---

Log into CS.

Click "View my current report."

Click "Dispute Information."

Click "Experian Online Dispute."

Verify your address info and click "Submit."

Click "Check the recent requests for your credit history."

Voila!  There are all your inquiries, hard and soft.

[Anonymous]

https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE

Been working for 8 or 9 months now-