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Amex - BCE APR Reduction 8.24%

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ScoreOrBeScored
Valued Contributor

Re: Amex - BCE APR Reduction 8.24%


@noobody wrote:

Just lower my SPG from 15.99(org 17.24) to 13.24.

 

No go on BCE, stay at 12.74(org 13.99), state it is one of the lowest APR available on BCE

 

It a moot point, who dare to carry balance on Amex anyway?


They kept telling me the same thing since October when I hit 9%, that I had best rate possible for this card.

 

i was even able to get my rate lowered on a card with 0% on it and didn't even have the card yet. ...lol

Message 11 of 25
OmarGB9
Community Leader
Super Contributor

Re: Amex - BCE APR Reduction 8.24%

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 12 of 25
Imperfectfuture
Super Contributor

Re: Amex - BCE APR Reduction 8.24%


@Anonymous wrote:

@ScoreOrBeScored wrote:

@Anonymous wrote:

Thank you for your post, I just chatted with Amex and I got the same APR 8.24% including prime !!! Yessssssssss


Yaaaaaaas, they gone thank we twins !!!! (In momma Klump's voice) 

 

nice co grats. 

 

What was your previous apr before they dropped it just now ?


It went from 10.24 % to 8.24% now ,,, everything is possible with Amex. Soon I will have less APR than Barclays Ring !!!


Just thinking that myself, congrats.

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Message 13 of 25
Anonymous
Not applicable

Re: Amex - BCE APR Reduction 8.24%

that's exciting. I have a 0% apr promo right now but I'll definitely ask for a reduction since my BCE apr is in the 18.99%. 

Message 14 of 25
galahad15
Valued Contributor

Re: Amex - BCE APR Reduction 8.24%

Congrats!  Smiley Happy


Message 15 of 25
Anonymous
Not applicable

Re: Amex - BCE APR Reduction 8.24%


@ScoreOrBeScored wrote:

I'm just gone sit this right here. 

image.png


Thank you for this post. Just had a chat and got my APR lowered from 12.24 to 10.24. Never carry a balance, but I'll take it. This was on my BCP.

Message 16 of 25
jason86423
Frequent Contributor

Re: Amex - BCE APR Reduction 8.24%

Figured I'd give it a shot also.

 

Delta-  6.24 plus prime was at 11.99 plus prime

 

BCP-  8.24 plus prime was at 15.24 plus prime.

 

Good day on Amex reductions Smiley Happy

 

 

 

 

Message 17 of 25
Anonymous
Not applicable

Re: Amex - BCE APR Reduction 8.24%


@ScoreOrBeScored wrote:

@noobody wrote:

Just lower my SPG from 15.99(org 17.24) to 13.24.

 

No go on BCE, stay at 12.74(org 13.99), state it is one of the lowest APR available on BCE

 

It a moot point, who dare to carry balance on Amex anyway?


They kept telling me the same thing since October when I hit 9%, that I had best rate possible for this card.

 

i was even able to get my rate lowered on a card with 0% on it and didn't even have the card yet. ...lol


What! Really?  I'd much prefer my ED have 9.5% apr rather than my delta gold.... I think my ED is 17 or something, but they told me I could not lower it until it was out of its promo, as did capital one.  I will try again!

 

I Just chat with two different folks and they both said there is no protocol to do this. Ah well.

Message 18 of 25
ScoreOrBeScored
Valued Contributor

Re: Amex - BCE APR Reduction 8.24%


@Anonymous wrote:

@ScoreOrBeScored wrote:

@noobody wrote:

Just lower my SPG from 15.99(org 17.24) to 13.24.

 

No go on BCE, stay at 12.74(org 13.99), state it is one of the lowest APR available on BCE

 

It a moot point, who dare to carry balance on Amex anyway?


They kept telling me the same thing since October when I hit 9%, that I had best rate possible for this card.

 

i was even able to get my rate lowered on a card with 0% on it and didn't even have the card yet. ...lol


What! Really?  I'd much prefer my ED have 9.5% apr rather than my delta gold.... I think my ED is 17 or something, but they told me I could not lower it until it was out of its promo, as did capital one.  I will try again!

 

I Just chat with two different folks and they both said there is no protocol to do this. Ah well.


I got approved for a Amex card 10/31/15 with 0% for 9 months. 3 days later I got on chat and asked for a apr reduction 

 

and they took me from 17.24% to 15.24% and hadn't even recieved the card yet. Pretty sweet 

Message 19 of 25
Involver
Valued Contributor

Re: Amex - BCE APR Reduction 8.24%

They won't lower me from 22.99% and my limit is currently over 34k, lol.

Message 20 of 25
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