Amex BCE

[TheClub]

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@Skye12329 wrote:
Even for fico? Because i haven't gotten my free one yet

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Yes, even for FICO.

[myjourney]

The only time scores will drop is when a lender pulls because you submitted an app....you can pull scores and reports everyday if you wish 

As for your yearly report that's free you don't get that here...

Here is a link for that

https://www.annualcreditreport.com/cra/index.jsp

[Anonymous]

No fico score with free report however

[youngandcreditwrthy]

I'm glad we're here to help you... Good job everyone.

You can do the free 10 day trial...
I think you have a decent chance, but we need to know what you current cards, limits, and balances are.
Also, if your SL debt is over 40-50k, that might be bad.

[_jb_]

I think you are good to go, but encourage you to app for the BCP instead for the better signup bonus/cashback, and if you can't justify the annual fee in a year, downgrade to the BCE.

[parakleet]

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@youngandcreditwrthy wrote:
I'm glad we're here to help you... Good job everyone.

You can do the free 10 day trial...
I think you have a decent chance, but we need to know what you current cards, limits, and balances are.
Also, if your SL debt is over 40-50k, that might be bad.

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This is not necessarily true. It truly depends on your entire credit profile. I have way more in SLs than this and I've never had an issue with being denied any credit bc of my SL. Honestly, my aaoa might be higher than the OP but otherwise, I think OPs chances are pretty decent. 

[SteveUrkel]

i say your good to go when i applied i have over 50% util , but yet again i got a small limit.

[youngandcreditwrthy]

I said *might be*
As Ive accrued $43k of Sl debt myself, the "loan amount to balances too high"
Has become a primary reason for cli denials or partial clis. Lol

[Skye12329]

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@youngandcreditwrthy wrote:
I said *might be*
As Ive accrued $43k of Sl debt myself, the "loan amount to balances too high"
Has become a primary reason for cli denials or partial clis. Lol

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Well i dont have as much SL, i have currently only 15k and as for my limits they go by

$200 - Target....

$500 - Bank CC - thinking about asking for a CLI since i have had this card for 3 yrs.

$1000 - Sears MC

$4000 - Best Buy

$3000 - Cap1

[youngandcreditwrthy]

Ohhh!
Score! You're fine.
Amex might even start you out with your highest limit yet!
Go for it! Go GOOOOO!