Amex BCP CLI DP

[Bmom]

I couldn't request my first 3x increase after 61 days, waited for 90, nothing,  csr said try today, I did and he said that they want my card to be more established and to try after my next statement cut in July (4th cut) I'm disappointed but it's a marathon not a sprint. I did run more than the limit each month and paid both in full weekly or after purchases depending. Thus month I used twice my limit (total, I never went over my limit) so... 30 more days to wait...

[CardHunter]

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@Bmom wrote:

I couldn't request my first 3x increase after 61 days, waited for 90, nothing,  csr said try today, I did and he said that they want my card to be more established and to try after my next statement cut in July (4th cut) I'm disappointed but it's a marathon not a sprint. I did run more than the limit each month and paid both in full weekly or after purchases depending. Thus month I used twice my limit (total, I never went over my limit) so... 30 more days to wait...

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Hang in there! I waited 6 months for my first 3X CLI with Amex and was granted another 3 X CLI today. Amex is well worth the wait, you will get there.

[Rogue46]

Same here I believe I was right around the 6 month mark when I received my first increase 

[Hipployta]

I'm curious about the rules on the BCP 3x increase.  I'm going to try for an increase in  2 months at my 90 day mark too but the SL was $34K so I feel like that's probably already my max. 

[FireMedic1]

@BmomUse it like theres no tomorrow. Pay it more than once a month. I did when I was at $1000 with a post BK card. Results:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-BCP-Auto-CLI-5000-Post-BK/td-p/6685562 

Theres other factors involved that I cant explain. But swiping it as i did. they apparently liked it.

[Kforce]

Times sure have changed.  When I started with credit cards, your card had the limit you were first granted.  No increases, ever.  Still have one of them.

What real value, justification does making 3 payments make?  Those that are handing out increases every 30 days are just playing games by not giving you what you deserve out front.  I miss the old days.  Get what you qualified for and be done with the games.

[Zoostation1]

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@FireMedic1 wrote:

@BmomUse it like theres no tomorrow. Pay it more than once a month. I did when I was at $1000 with a post BK card. Results:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-BCP-Auto-CLI-5000-Post-BK/td-p/6685562 

Theres other factors involved that I cant explain. But swiping it as i did. they apparently liked it.

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I may have asked before but did you ever report a balance on it or always PIF pre statement cut?

[FireMedic1]

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@Zoostation1 wrote:

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@FireMedic1 wrote:

@BmomUse it like theres no tomorrow. Pay it more than once a month. I did when I was at $1000 with a post BK card. Results:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-BCP-Auto-CLI-5000-Post-BK/td-p/6685562 

Theres other factors involved that I cant explain. But swiping it as i did. they apparently liked it.

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I may have asked before but did you ever report a balance on it or always PIF pre statement cut?

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@Zoostation1Always PIF. Reported $0. My one (here we go ) AZEO card has my new homeowners insurance that went up thanks to the 2 hurricanes last year on Disco with 11.4%. Will BT it when the new BCU card shows up.