Amex BCP Rewards Pending

[tcbofade]

...and pending...and pending...

How long does it take for Amex rewards to actually be available for cash back?

[SeaProbe]

The "pending" changes to "earned" once you've made (at least) the minimum payment from your most recent statement.

For example, statement close is the 15th, due date is the 2nd of the next month. You make your payment on the 2nd and the "pending" rewards through the statement date of the 15th become "earned" when the payment is posted to your account.

[OmarGB9]

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@SeaProbe wrote:

The "pending" changes to "earned" once you've made (at least) the minimum payment from your most recent statement.

For example, statement close is the 15th, due date is the 2nd of the next month. You make your payment on the 2nd and the "pending" rewards through the statement date of the 15th become "earned" when the payment is posted to your account.

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This.

[Zoostation1]

Reviving this one as I was about to post and complain about my reward dollars taking longer than normal, but this explains it all.  Typically I pay my statement balance on this card within 2-3 days of it generating.  This time around I had scheduled it a week later but still well before the due date.  No need for a new topic!

[IsambardPrince]

I've seen them post in as little as 3-4 days usually.

I hit up the Mint Mobile one and paid my phone bill up to June 26, 2026.

[UncleB]

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@IsambardPrince wrote:

I've seen them post in as little as 3-4 days usually.

I hit up the Mint Mobile one and paid my phone bill up to June 26, 2026.

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You're talking about Amex Offers; the issue this thread is addressing is cash back rewards for the BCP/BCE.