'Special Bonus' to upgrade my citi R+ to Strata Premier, ummmm, no

[ptatohed]

Pay $95 per year for a $100 credit off a contiguous $500 hotel stay (which I never do), 10 TYPs per $1 spent at citi travel (which I never do), and 3 TYPs that I can typically get 5% CB for.......... instead of my no-AF R+ with 10 TYP roundup and 10% Points Back (on R+, DC, and CC, combined).......... ummmmmm.......... no.   

Citi Rewards+® Card

As a SPECIAL BONUS after you upgrade,* the  $95 annual fee will be waived the first year** Upgrade to the Citi Strata PremierSM Card to‌day

Your Invitation Number: <    > Offer expires 9/30/24. Upgrade Now ►

<ptatohed>, when you're always on the go, you should have a card that keeps you moving forward. That's why we're offering you this special invitation to upgrade to the Citi Strata Premier Card. You'll have the opportunity, once per calendar year, to enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking. Plus, you'll earn 10 ThankYou® Points per $1 spent on hotels, car rentals, and attractions booked through CitiTravel.com. You'll also earn 3 ThankYou Points per $1 spent on air travel, other hotel purchases, and at gas and EV charging stations, restaurants and supermarkets. Continue earning 1 point per $1 spent on all other purchases. And wherever you go, you'll shop like a local with no foreign transaction fees. If you act now, we’ll waive the $95 annual fee for the first year. Don’t wait. Upgrade to‌day. Upon upgrading, round up to the nearest 10 points on every purchase and 10% Points Back for the first 100,000 points you redeem per year benefits will not be available on your new card. Compare and see the difference an upgrade can makeCiti Rewards+®CardCiti Strata PremierSM Card $100 Annual Hotel Benefit(stay of $500+ excluding taxes & fees)10 ThankYou Points per $1 spent on hotels, car rentals and attractions booked through CitiTravel.com3 ThankYou Points per $1 spent on air travel, other hotel purchases, and at restaurants3 ThankYou Points per $1 spent at supermarkets, gas and EV charging stations1 ThankYou Point per $1 spent on all other purchasesRound up to the nearest 10 points on every purchaseGet 10% Points Back when you redeem, up to the first 100,000 points redeemed per yearPoints TransferNo foreign transaction fees Annual Fee** $0 $95 Waived first year — ✓ Total of 5 points per $1 spent until 12‍/‍31‍/‍25 ✓ — ✓ 2 points per $1 spent at supermarkets and gas stations1 ✓ ✓ ✓ ✓ — ✓ — 3 travel loyalty partners 10+ travel loyalty partners — ✓ *, ** Please see Terms and Conditions. 1 2 points per $1 spent at supermarkets and gas stations for the first $6,000 per year and then 1 point thereafter. And best of all, you will keep the same account number when you upgrade. Your Citi Strata Premier Card is waiting

[Anonymous]

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@ptatohed wrote:

Pay $95 per year for a $100 credit off a contiguous $500 hotel stay (which I never do), 10 TYPs per $1 spent at citi travel (which I never do), and 3 TYPs that I can typically get 5% CB for.......... instead of my no-AF R+ with 10 TYP roundup and 10% Points Back (on R+, DC, and CC, combined).......... ummmmmm.......... no.   

Your Citi Strata Premier Card is waiting

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I fall to see your reluctance. This could be you !

[FicoMike0]

At least they didn't put you on a pink scooter.

[xenon3030]

Not anything special with this PC.

If you like the Premier card, apply for it directly and you would receieve a hefty SUB. Regardig the extended warranty perk, it is the top card in the market (2 years). It is the best card to buy appliances that may fail regularly like dehumidifier.

[ptatohed]

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@xenon3030 wrote:

Not anything special with this PC.

If you like the Premier card, apply for it directly and you would receieve a hefty SUB. Regardig the extended warranty perk, it is the top card in the market (2 years). It is the best card to buy appliances that may fail regularly like dehumidifier.

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I'm happy to be wrong but I would love to see someone say they have actually benefited from a credit card extended warranty.   Anyone?   

[xenon3030]

Here are two examples:

A good indoor dehumidifier is around $300. Even the best ones in the market are built cheaply (on purpose?) and they frost-up after only around a year (due to slight leakage of the coolant). It is not repairable under warranty and the entire unit needs to get replaced. So, it is good to purchase appliances like this to save $600 (2 years of appliance) by the Premier card.

For the people that upgrade phones frequently like every 2 years, instead of paying for Applecare+, one may purchase the phone by Premier to get a 2 years of extended warranty (saving up to $269).

[coldfusion]

I'd carefully read all the fine print and research all of the hoops you'd likely have to go through to be able to leverage the extended warranty if having it was the deciding factor on which card I was going to use for the purchase.

FWIW I wouldn't make this product change either.

[UncleB]

I got this same offer (also for my Rewards+) and it's a hard 'no' for me as well.

Ironically, I had a Premier (non-Strata) that I PCed to a Custom Cash just a few months ago.  Even for a year with no AF it's just not worth it to me - I like getting an extra 10% on ThankYou point redemptions via the Rewards+. 

I'm sure there will be some out there who will think this is a fine deal, though.

[Gregory1776]

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@xenon3030 wrote:

Here are two examples:

A good indoor dehumidifier is around $300. Even the best ones in the market are built cheaply (on purpose?) and they frost-up after only around a year (due to slight leakage of the coolant). It is not repairable under warranty and the entire unit needs to get replaced. So, it is good to purchase appliances like this to save $600 (2 years of appliance) by the Premier card.

For the people that upgrade phones frequently like every 2 years, instead of paying for Applecare+, one may purchase the phone by Premier to get a 2 years of extended warranty (saving up to $269).

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Everybody wants to be so environmental concerned these days.

Why is it OK to build appliances that fail in a year?? Everybody wants to be so environmental concerned these days. Why is it OK to build appliances that fail in a year??

[xenon3030]

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@Gregory1776 wrote:

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Everybody wants to be so environmental concerned these days.

Why is it OK to build appliances that fail in a year?? Everybody wants to be so environmental concerned these days. Why is it OK to build appliances that fail in a year??

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Some appliance companies make cheap designs to collect $$$. Dehumidifiers and French door refrigerators are examples. While such leaky dehumidifiers are not repairable under warranty and they need replacement, they can get repaired by contractors but they charge >$300. So, essentially it is "totalled" .

Anyway, I learned the way to add coolant to a dehumidifier but it voids warranty (DIY --> below $30). If my current dehumidifer runs out of warranty and it fails again, I would use the extended warranty perk from Premier. Afterward, instead of buying a new one, I see whether I can repair the old one