Amex Blue CLI...Are they Crazy?

[Anonymous]

Weird. When was last Amex cli?

[Anonymous]

Might want to check your experian fico.

[kevinjjc]

Don't feel so bad. My CLI request was also not approved. I currently have an AmEx BCE at 15k, opened Feb 2012. You win some, you lose some.

[Kendro]

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@800scoreplease wrote:

Just thought I'd share my story. I have a Eq Fico (from here) score of 773. NO Negative Info on my report, $1100 in balances across 2 cards $90 macys & $1000 Citi Thank you. No other revolving debt. 16+ year credit history good mix of loan, credit cards and autos and I really want 3 major cards but don't want to mess up my debt ratio so I called my favorite cards and I wanted to get higher limits on BOA Amex, Amex Blue and Navy Federal Visa. Then I planned to close the others since it won't affect utilization. BOA Amex went from $10,000 to $20,000 and Navy Federal from $5,000 to $20,000. AMEXBLUE DENIED MY CLI. They are jerks so Citi Thank You is my third choice the went from $9000 to $11000 NO credit check. I am closing the Amex Blue immediately.

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Your BOA AMEX had a credit limit increase.  That is why your Blue got denied.  Only one credit limit per individual (not card) every 6 months.  You still gonna close?

[Anonymous]

Seriously, you're getting that upset over a denied credit limit increase request?  Just wait 90 days, I think it is, and try again.  How long have you had the card?  When was your last credit limit increase request with Amex?

[Strepthroat]

Kendro OP's BÓA Amex and Amex Blue are issued by 2 different banks so one has nothing to with the other. And OP I agree with Koop10010, don't close, give it time.

[clocktick]

When did you open your Blue and when, if any, was your last credit limit increase on it? 

[Anonymous]

I'd close it in a heartbeat too!!!! Good for you!

[pizzadude]

Maybe they thought you had enough available credit already ??   I wouldn't close it since there is no AF.   And given how some creditors (  BofA comes to mind ) are prone to slash CLs you might want to keep it.....