Amex CLI Options

[Jayb5635]

So I currently have the option to request a CLI on my BCE. Thing is, I have barely used that card in the past couple months. The EDP on the other hand, I have been using quite a bit since I got it a few weeks ago. Should I wait until next month and request the CLI with the EDP since I have been using the card or just do the BCE ??? Thanks all

[JKSIMMONS]

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@Jayb5635 wrote:
So I currently have the option to request a CLI on my BCE. Thing is, I have barely used that card in the past couple months. The EDP on the other hand, I have been using quite a bit since I got it a few weeks ago. Should I wait until next month and request the CLI with the EDP since I have been using the card or just do the BCE ??? Thanks all

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Do you want to have both cards? If not, I would pick the one you like and see if they will combine the limits. If you want to keep both, I would ask for a CLI on the BCE. If you call them to do it, just say the limit isn't high enough for your needs. That would explain the lack of usage.

[Jayb5635]

I'm leaning toward closing the BCE but moving that limit onto the EDP. Just not sure whether lack of usage would factor into them approving or denying the CLI on the BCE if I chose to go that route

[Anonymous]

How long have you had the BCE?  The usual rule is no CL transfer unless the card is over a year old

[Jayb5635]

I got it March of last year

[JKSIMMONS]

Did you get a promotional offer on both the BCE and the BCP? I may end up having to do that

[Jayb5635]

I just randomly app'ed last year. The EDP I applied for because I'd rather membership reward points over cash, hence why I'm leaning to close the BCE, just debating whether do CLI on it or wait for EDP next month

[Jayb5635]

Moreover, I guess the data point I'm looking for is if anyone has ever been denied a CLI with Amex for not making much use of the card

[Anonymous]

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@Jayb5635 wrote:
Moreover, I guess the data point I'm looking for is if anyone has ever been denied a CLI with Amex for not making much use of the card

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I got a partial granting of the CLI, with one of the reasons why they wouldn't give the full amount being that the existing CL was hardly used.

[Transmogrifying_Bee]

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@Jayb5635 wrote:
Moreover, I guess the data point I'm looking for is if anyone has ever been denied a CLI with Amex for not making much use of the card

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I received the Amex BCE card about a year ago (March 2013).  My initial CL was $5K and after two CLI's the current CL is now at $24K (I did not want to exceed that CL amount, at least for now.)  The TOTAL amount I've charged so far on this card since receiving it has been LESS than $200.00. 

Hope that information is useful!