No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I requested a CLI online about a week ago and got the 7-10 day message. I haven't requested (or been given) a CLI in over a year.
Anyhow, I got an email immediately saying that a decision had been made and there was a link to see the decision. I followed the link, but after putting in all my information it just says that my application cannot be found at this time. I'm guessing that I was denied, since my CL didn't increase online. I would like to know the reason, but I'm a little nervous to call and speak to a CSR because I'm scared it might trigger a FR or something.
Any input?
really your scared to call your credit card company ? I hate to say it but grow up.... If you didn't commit fraud when you applied what are you worried about?
There is nothing to be scared about -it is after all your card information. Give them a call and they will let you know where you stand. If it is not an approval, you can certainly try again after 90 days making sure you've corrected their concerns.
@Anonymous wrote:I requested a CLI online about a week ago and got the 7-10 day message. I haven't requested (or been given) a CLI in over a year.
Anyhow, I got an email immediately saying that a decision had been made and there was a link to see the decision. I followed the link, but after putting in all my information it just says that my application cannot be found at this time. I'm guessing that I was denied, since my CL didn't increase online. I would like to know the reason, but I'm a little nervous to call and speak to a CSR because I'm scared it might trigger a FR or something.
Any input?
Calling them to inquire about the status shouldn't trigger an F/R. Just call and ask them about the status of your credit limit increase request.
@PokemonMaster wrote:
@Anonymous wrote:I requested a CLI online about a week ago and got the 7-10 day message. I haven't requested (or been given) a CLI in over a year.
Anyhow, I got an email immediately saying that a decision had been made and there was a link to see the decision. I followed the link, but after putting in all my information it just says that my application cannot be found at this time. I'm guessing that I was denied, since my CL didn't increase online. I would like to know the reason, but I'm a little nervous to call and speak to a CSR because I'm scared it might trigger a FR or something.
Any input?
Calling them to inquire about the status shouldn't trigger an F/R. Just call and ask them about the status of your credit limit increase request.
+1
And like Lexie mentioned, there's nothing wrong or anything to be scared about inquiring on the reasons for the declined decision.
@FinStar wrote:
@PokemonMaster wrote:
@Anonymous wrote:I requested a CLI online about a week ago and got the 7-10 day message. I haven't requested (or been given) a CLI in over a year.
Anyhow, I got an email immediately saying that a decision had been made and there was a link to see the decision. I followed the link, but after putting in all my information it just says that my application cannot be found at this time. I'm guessing that I was denied, since my CL didn't increase online. I would like to know the reason, but I'm a little nervous to call and speak to a CSR because I'm scared it might trigger a FR or something.
Any input?
Calling them to inquire about the status shouldn't trigger an F/R. Just call and ask them about the status of your credit limit increase request.
+1
And like Lexie mentioned, there's nothing wrong or anything to be scared about inquiring on the reasons for the declined decision.
+2