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Quicksilver Prequalified?

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Anonymous
Not applicable

Quicksilver Prequalified?

If I'm prequalified (online prequalification) for the Visa Sig is it likely that I'll actually get approved?  I've had 3 inquiries (Amex CLI request, USbank CLI request, Discover Approval) this week, but no other inquiries since July 2012.

 

I really don't need another card since all of my purchases except bills are accounted for by Amex BCE, Citi Forward, and three 5% rotating cards (Freedom, It, Dividend Platinum Select).  I'm itching to app though.. and 1.5% back on bills would be nice.

 

 

Message 1 of 9
8 REPLIES 8
myjourney
Super Contributor

Re: Quicksilver Prequalified?


@Anonymous wrote:

If I'm prequalified (online prequalification) for the Visa Sig is it likely that I'll actually get approved?  I've had 3 inquiries (Amex CLI request, USbank CLI request, Discover Approval) this week, but no other inquiries since July 2012.

 

I really don't need another card since all of my purchases except bills are accounted for by Amex BCE, Citi Forward, and three 5% rotating cards (Freedom, It, Dividend Platinum Select).  I'm itching to app though.. and 1.5% back on bills would be nice.

 

 


Amex CLI was a SP....-1 INQ

No comment on the blue highlighted section Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 9
Anonymous
Not applicable

Re: Quicksilver Prequalified?


@myjourney wrote:

@Anonymous wrote:

If I'm prequalified (online prequalification) for the Visa Sig is it likely that I'll actually get approved?  I've had 3 inquiries (Amex CLI request, USbank CLI request, Discover Approval) this week, but no other inquiries since July 2012.

 

I really don't need another card since all of my purchases except bills are accounted for by Amex BCE, Citi Forward, and three 5% rotating cards (Freedom, It, Dividend Platinum Select).  I'm itching to app though.. and 1.5% back on bills would be nice.

 

 


Amex CLI was a SP....-1 INQ

No comment on the blue highlighted section Lol


 

Ok so I did some math and if I put everything that I currently get 1% back on now onto Quicksilver, I would net an extra $13 per year Smiley Happy 
Perhaps it isn't worth it.

Message 3 of 9
myjourney
Super Contributor

Re: Quicksilver Prequalified?


@Anonymous wrote:

 

Ok so I did some math and if I put everything that I currently get 1% back on now onto Quicksilver, I would net an extra $13 per year Smiley Happy 
Perhaps it isn't worth it.


I like it when people do the math and the research and make good decisions ....In your case not worth the HP save it for another CC with a better deal

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 9
Anonymous
Not applicable

Re: Quicksilver Prequalified?


@myjourney wrote:

@Anonymous wrote:

 

Ok so I did some math and if I put everything that I currently get 1% back on now onto Quicksilver, I would net an extra $13 per year Smiley Happy 
Perhaps it isn't worth it.


I like it when people do the math and the research and make good decisions ....In your case not worth the HP save it for another CC with a better deal


 

The smart thing to do is almost never any fun.  Thanks for helping me come to the right decision though!

Message 5 of 9
myjourney
Super Contributor

Re: Quicksilver Prequalified?


@Anonymous wrote:

@myjourney wrote:

@Anonymous wrote:

 

Ok so I did some math and if I put everything that I currently get 1% back on now onto Quicksilver, I would net an extra $13 per year Smiley Happy 
Perhaps it isn't worth it.


I like it when people do the math and the research and make good decisions ....In your case not worth the HP save it for another CC with a better deal


 

The smart thing to do is almost never any fun.  Thanks for helping me come to the right decision though!


Lol 

It sure does take the fun out but down the road seeing APPROVED makes it all worth the wait on a card that pays you to useSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 9
Creditaddict
Legendary Contributor

Re: Quicksilver Prequalified?

YES APPROVED and I like it!

Message 7 of 9
FinStar
Moderator Emeritus

Re: Quicksilver Prequalified?


@Creditaddict wrote:

YES APPROVED and I like it!


Of course we know YOU would do it... LOL.

Message 8 of 9
djc1puno
Valued Contributor

Re: Quicksilver Prequalified?


@Creditaddict wrote:

YES APPROVED and I like it!


congrats Creditaddict! Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 9 of 9
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