Amex CLI every 6 months?

[Benzman]

Irish,

   Thanks for "shining the light" on this topic. I too as well was told conflicting statements from the CSRs when I had called in this evening as I was going to give my other card a shot. Now I don't have to worry for another 5 months.

[Anonymous]

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@Benzman wrote:

Irish,

   Thanks for "shining the light" on this topic. I too as well was told conflicting statements from the CSRs when I had called in this evening as I was going to give my other card a shot. Now I don't have to worry for another 5 months.

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You're welcome.  It is unfortunate that far too often people are given erroneous information and I wish these frontline Amex reps were better trained.  If they all had the knowledge that Pookah does, we would be much better off.  I feel bad for other consumers that dont use resources like MF and automatically assume that if a rep tells you something it must be true.

[austinguy907]

If it's on the internet it must be true!!!

[Anonymous]

I'm sure the answer to this is here somewhere, so, I apologize in advance. 

So, 3x CLI every 6 months PER ACCOUNT? If I ask for a CLI on my Delta Platinum, I have to wait another 6 mos before I can ask for CLI to my SPG? Or I can ask for CLI to all revolvers at the same time? 

I guess if its per CARDHOLDER, it's just logical to ask for a 3x CLI to the one with the highest SL, correct? In my case, I should ask for a CLI to the Delta Reserve ($3,100 to $9,300) instead of the SPG ($1000 to $3000). 

[austinguy907]

It's simple.... pick one of your accounts you want to 3X on and then if approved you wait 180 days and pick another acocunt or the same account to grow it more.  If you're over the required age to reallocate from one another then you can rebalance your limits through the online request.

[Anonymous]

Thanks, austinguy. I know you'd come to the rescue. I guess it's ONE ACCOUNT every 180 days. I'll start with the Delta Reserve then work on the rest later. Thanks !!! 

Off topic question, does anybody know someone I can ask how to use my rewards / points? I guess somebody that uses rewards, miles, points for travel a LOT. I have a post on smorgasbord but no one has replied to it. I'll just direct message the person if anybody can direct me to the right person. I want Brian Kelly with The Points Guy to give me direct advice but I don't think I can contact him directly through email. lol. Thanks. Sorry for the off topic request. 

[Anonymous]

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@austinguy907 wrote:

It's simple.... pick one of your accounts you want to 3X on and then if approved you wait 180 days and pick another acocunt or the same account to grow it more.  If you're over the required age to reallocate from one another then you can rebalance your limits through the online request.

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Austinguy, thanks for the comprehensive guide on this. Finally, got my 1st 3x CLI on my AmEx Delta Reserve. 3100 to 9300. Instant approval !!!THANKS !!!!

I figure I'd try to request another CLI on my Delta Platinum and see what response I get. This is informational to everyone regarding AMEX 3x CLI.

[Isacking97]

Ok I will clarify

I f you open a new account you can ask for a increase on day 61 after your approval, after that is every 6 months

Important the amex x3 only works up to $24,000 depending on your internal score, after 25K your at risk of a FR (Finacial Review).

[Anonymous]

Worked for me, just 6 mins ago i applied for a cli on my bce card from 9000 to 25000, they countered with 21,600 which i accepted

Another 6 months and ill apply to get my everyday card limited increased from 1000 to 3000.

[austinguy907]

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@Isacking97 wrote:

Ok I will clarify

I f you open a new account you can ask for a increase on day 61 after your approval, after that is every 6 months

Important the amex x3 only works up to $24,000 depending on your internal score, after 25K your at risk of a FR (Finacial Review).

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@If it's your 1st card you can hti the CLI @ 61 days

It's 6 months from the last approved CLI

The old 24K thing is not in existence and certainly isn't a FR.  A FR is much more intensive in documentation and questions than a 4506 increae which seems to be within the first year or so somewhere around #34.5K before asking for the POI.  Older accounts go well into the 50-75K range without being pressed for POI because they have longer transactional history built with AMEX.