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Amex CLI request (Updated w/ result)

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cdtotten
Established Contributor

Amex CLI request (Updated w/ result)

I typically request my Amex CLIs through their website, by clicking the link and they have always been soft. When I try to do so now, the website says they are "upgrading their system and simply call 1800-....". I got an email from customer service saying to simply call the number on the back of my card and use the automated voice system for the request.

 

Will the request prompt a hard inquiry via their phone system and what information do they request? My current limit is $6,400, previously was $8,200 before a decrease a year ago. My CLs with other large cards are much higher (Chase $12,500, alliant $15,000, etc.). I was thinking of asking for $10,000 to be reasonable.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


Take the FICO Fitness Challenge
Message 1 of 22
21 REPLIES 21
Creditaddict
Legendary Contributor

Re: Amex CLI request

CLI are soft. you can ask for up to 3x current cl

Message 2 of 22
ArisGreek
Frequent Contributor

Re: Amex CLI request

I don't even want to know the outcome, LOL. I've had a AMEX revolver for 3 years in January and have never been approved for a CLI except for last month only for it to be taken away...I'm going to close my eyes on this one. Smiley Wink

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Message 3 of 22
cdtotten
Established Contributor

Re: Amex CLI request

Called the number on back of card and was asked to provide amount requested, and household income. Current limit was $6,400, asked for $12,500 and was immediately approved. No hard pull, funds available in 15 minutes.

 

Woo hoo!


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


Take the FICO Fitness Challenge
Message 4 of 22
Creditaddict
Legendary Contributor

Re: Amex CLI request

 


@cdtotten wrote:

Called the number on back of card and was asked to provide amount requested, and household income. Current limit was $6,400, asked for $12,500 and was immediately approved. No hard pull, funds available in 15 minutes.

 

Woo hoo!


WOOT! Congrats

 

Message 5 of 22
fused
Moderator Emeritus

Re: Amex CLI request

 


@cdtotten wrote:

Called the number on back of card and was asked to provide amount requested, and household income. Current limit was $6,400, asked for $12,500 and was immediately approved. No hard pull, funds available in 15 minutes.

 

Woo hoo!


Nice! Congrats!!!!!

 

Message 6 of 22
clocktick
Valued Contributor

Re: Amex CLI request

Nice, great increase!  How many inquiries were on your report?

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 7 of 22
cdtotten
Established Contributor

Re: Amex CLI request

2 or 3, haven't checked my report in the past couple months. Utilization was at 20% overall, 1% on amex. last EX score I had was 725 about 4 months ago.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


Take the FICO Fitness Challenge
Message 8 of 22
Anonymous
Not applicable

Re: Amex CLI request

Which AMEX card is this?

Message 9 of 22
Anonymous
Not applicable

Re: Amex CLI request

congrats

Message 10 of 22
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