Amex Can't See Me, for real

[Burned2manybridgesB4]

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@Anonymous wrote:

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longtimelurker wrote: 

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I don't think you are missing anything.  It is indeed surprising that the stealth method works.   Is it shoddy programming (probably) or deliberate, leaving a back door (why?)

What is interesting is that some of the more ethically driven people here don't mind using stealth to get the bonus.  Not sure why that passes the moral filter when other things don't!

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I am puzzled by your ethics angle.  Where is the unethical part?  We ain't lying!  We are telling them EXACTLY who we are, with numerous identifiers, it is Amex who is refusing to recognize us, for some reason.

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Ethics are like undies...everyone has their own..

I game the system for rewards. I'm not ashamed of it.

[mongstradamus]

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@Burned2manybridgesB4 wrote:

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@Anonymous wrote:

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@Anonymous wrote:

With the info on my application, their incredibly powerful computers should be able to easily match me to a member they already have, ME.  Who else has my social security number, who else has my phone number, who else has my email address?!?  It's all absurd that this stealth thing works.  It shouldn't, right?  What am I missing?!?

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I don't think you are missing anything.  It is indeed surprising that the stealth method works.   Is it shoddy programming (probably) or deliberate, leaving a back door (why?)

What is interesting is that some of the more ethically driven people here don't mind using stealth to get the bonus.  Not sure why that passes the moral filter when other things don't!

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I've never stealthed, and have gotten back to back delta signups...I think it's just that specific card, not the "group" as far as signup bonuses go.

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It depends on the "customer" you are I guess, for my personal example. If i am in incognito mode i will see prg 25k offer , if i am "signed in" I get no signup offer at all. There are other cards i get same signup offer as the public offer. For example both everyday cards and spg, i get standard offers that is the same as public offer.

[Anonymous]

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@Anonymous wrote:

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longtimelurker wrote: 

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I don't think you are missing anything.  It is indeed surprising that the stealth method works.   Is it shoddy programming (probably) or deliberate, leaving a back door (why?)

What is interesting is that some of the more ethically driven people here don't mind using stealth to get the bonus.  Not sure why that passes the moral filter when other things don't!

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I am puzzled by your ethics angle.  Where is the unethical part?  We ain't lying!  We are telling them EXACTLY who we are, with numerous identifiers, it is Amex who is refusing to recognize us, for some reason.

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Oh, it's not me, my barrier is low (or high): if it's not criminal (or is, but with a very low probability of getting caught ) then it's ok.

But others don't like what they view as gaming the system (e.g. MS, signing up for bonuses and dumping etc, "guiding" lenders to a particular CR, with perhaps fewer inqs than there should be, etc).  To me, stealth more or less falls into the same camp.  It is taking advantage of something that appears to be wrong, and which should be fixed but isn't.  But it tends to get a pass.

[Burned2manybridgesB4]

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@mongstradamus wrote:

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@Burned2manybridgesB4 wrote:

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@Anonymous wrote:

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@Anonymous wrote:

With the info on my application, their incredibly powerful computers should be able to easily match me to a member they already have, ME.  Who else has my social security number, who else has my phone number, who else has my email address?!?  It's all absurd that this stealth thing works.  It shouldn't, right?  What am I missing?!?

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I don't think you are missing anything.  It is indeed surprising that the stealth method works.   Is it shoddy programming (probably) or deliberate, leaving a back door (why?)

What is interesting is that some of the more ethically driven people here don't mind using stealth to get the bonus.  Not sure why that passes the moral filter when other things don't!

---

I've never stealthed, and have gotten back to back delta signups...I think it's just that specific card, not the "group" as far as signup bonuses go.

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It depends on the "customer" you are I guess, for my personal example. If i am in incognito mode i will see prg 25k offer , if i am "signed in" I get no signup offer at all. There are other cards i get same signup offer as the public offer. For example both everyday cards and spg, i get standard offers that is the same as public offer.

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In my case, I had the delta plat (work), gold 1st- met signup bonus spend 35k (I think), then PC'd to the HH, then immediately apped for the plain delta, for another 5k on 1st spend.

*edit: I did get spend/bonus on the HH too....

[Anonymous]

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longtimelurker wrote: 

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Oh, it's not me, my barrier is low (or high): if it's not criminal (or is, but with a very low probability of getting caught ) then it's ok.

But others don't like what they view as gaming the system (e.g. MS, signing up for bonuses and dumping etc, "guiding" lenders to a particular CR, with perhaps fewer inqs than there should be, etc).  To me, stealth more or less falls into the same camp.  It is taking advantage of something that appears to be wrong, and which should be fixed but isn't.  But it tends to get a pass.

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Yep, I could see the parallels with MS.  That's another thing that credit cards could easily stop or at least they could make it way more complicated, yet, for some reason, they don't do it.  Why?  They must think that the status quo benefits them somehow.  So, apparently it should be nobody's business and everybody should be happy,...