Wouldn't credit karma help with monitoring as it would alert you to any credit changes immediately but naturally updates your credit score weekly?
I've never really had credit karma alert me for anything other than the normal weekly stuff about an account being opened so I honestly am not sure.
@Matt9543 wrote:Hey everyone!
So I know I recently got the Amazon Prime Credit card but I was just wanting to see if I could get some input on the Amex Cash Magnet card, and if you guys think that it would be a relatively easy card for a student to get with a FICO score of 758 with Equifax and Transunion.
Also, has anyone personally used the Plan it Pay it feature? I'd like to hear some more information about that too. Thanks!
I have a hunch you're using Credit Karma's Vantage 3.0 scores, which are not FICO scores.
They’ve always been pretty similar for me. They pulled expedían with a 752 while Credit Karma was stil in the high 750’s. I’m assuming the little paper they had included showed the Fico score and not vantagescore unless Amex does it differently?
@Anonymous wrote:
@luxlight wrote:Wouldn't credit karma help with monitoring as it would alert you to any credit changes immediately but naturally updates your credit score weekly?
CreditKarma has only two of the bureaus (TU and EQ), so any pulls on EX won't be reported by them.
Experian has their own app and you can get EX pull alerts for free that way.
I honestly got the card partially so that I could take advantage of the Plan it Pay it feature, and it's nice to have something that can get me a few rewards back. Also could use 0% APR for 15 months!
Is there also a way to see if this card is available for contactless?