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Amex Charge Cards and Samsung Pay

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Amex Charge Cards and Samsung Pay

Does anyone know if purchases made with Amex charge cards via Samsung/Google/Apple Pay are eligible for reward point multipliers? I've read conflicting statements on the issue and would love a definitive answer (if one exists).
Message 1 of 6
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Moderator

Re: Amex Charge Cards and Samsung Pay


@AlexCredible wrote:
Does anyone know if purchases made with Amex charge cards via Samsung/Google/Apple Pay are eligible for reward point multipliers? I've read conflicting statements on the issue and would love a definitive answer (if one exists).

With Samsung Pay I know they are, and I would assume the same would be the case with Google Pay and Apple Pay.

 

ETA:  Where things can get 'iffy' is when PayPal or Square are involved... those can be YMMV.

Message 2 of 6
Super Contributor

Re: Amex Charge Cards and Samsung Pay

With ApplePay you are still using the same steps to pay a merchant, so the same merchant code exists. The only difference is that ApplePay creates a transaction specific code to enable the charge to be processed.

 

As with a lot of things Merchant Code, the best thing to do is keep track on-line how AMEX codes these. It seems when you look back at your prior list of transactions, for the previous statement period, AMEX now lists whether the 4x or 2x (gas temporarily) are earned.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
Message 3 of 6
Established Contributor

Re: Amex Charge Cards and Samsung Pay

I've gotten the multipliers on both grocery and restaurant spend using Samsung Pay.

EX680 TU 659 EQ 691
Cap1 QS-$4,500 Chase Freedom Visa- $800 Chase Freedom Unlimited- $500 Victoria's Secret- $2000 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $10,000 AMEX BCE-$1,000 AMEX Gold-NPSL
NFCU SSL $88/1005
Message 4 of 6
Frequent Contributor

Re: Amex Charge Cards and Samsung Pay

You get the same. If you click on Benefits and scroll down to Digital Wallets, it should have the information you need there. It says under Samsung Pay that you "experience" all benefits and rewards of your card.

Message 5 of 6
Regular Contributor

Re: Amex Charge Cards and Samsung Pay

Yes. At least in my experience. Square doesn't get multipliers either way. It codes rightly as restaurant but no bonus either directly or using Google pay.
 AU-> 
Message 6 of 6
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