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Amex Delta not reporting - ever

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Anonymous
Not applicable

Re: Amex Delta not reporting - ever

Please call customer service and ask to speak with a supervisor. It's possible we may have a typo in your SSN that is causing the account to not properly report to your CBR.
Message 11 of 21
NRB525
Super Contributor

Re: Amex Delta not reporting - ever

As of July both my Delta and Hilton cards reported, July 22 and 23. There was a time a few months ago when they were delayed.

 

While it may seem like a hidden TL for now, the likely situation is you get comfortable and let a large balance report thinking it's hidden, and they decide to update the CR Smiley Happy

Diners is hidden because they have not reported anyone. AMEX, not so much.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 12 of 21
CreditCuriosity
Moderator Emeritus

Re: Amex Delta not reporting - ever


@NRB525 wrote:

As of July both my Delta and Hilton cards reported, July 22 and 23. There was a time a few months ago when they were delayed.

 

While it may seem like a hidden TL for now, the likely situation is you get comfortable and let a large balance report thinking it's hidden, and they decide to update the CR Smiley Happy

Diners is hidden because they have not reported anyone. AMEX, not so much.


Oh I agree but for OP hasn't reported since January that is a long time..  Something got messed up.. Not sure for myself on the HHonors not showing up in 2.5 months as that is deffinetly pushing the envelope on even AMEX reporting.   Hoping it personally doesn't show up at this point as it isnt backdated so meh..  I always keep the utilization down on it regardless if it decides to pop-up as should the OP incase it ever decides to pop-up.. Amex deffinetly messed something up w/regards to their reporting as I use to be 3 days behind statement cut, now I am a month or two behind on all cards..  No biggie as I don't carry balances on them, just slightly annoying as I pay them and they should accurately report this on a more punctual basis IMO.

Message 13 of 21
Anonymous
Not applicable

Re: Amex Delta not reporting - ever

they're pretty fast on some stuff though!  I just spent the amount needed a few days ago to get the bonus miles but usually with other cc issuers, they make you wait until the statement posts, you pay, and than it shows on next cycle..

 

i haven't even had the first statement cut and its there..

 

although i would like to be able to make more than one payment..currently amex is not letting me as none is "due" Smiley Tongue

Message 14 of 21
Anonymous
Not applicable

Re: Amex Delta not reporting - ever

in the first 30 days you're only allotted one payment. after the 30 days then you can pay however often you please.
Message 15 of 21
CreditCuriosity
Moderator Emeritus

Re: Amex Delta not reporting - ever


@Anonymous wrote:
in the first 30 days you're only allotted one payment. after the 30 days then you can pay however often you please.

Never had an issue with that was able to make multiple payments a month without an issue on all my cards.. Might be bank/individual dependent?

Message 16 of 21
Anonymous
Not applicable

Re: Amex Delta not reporting - ever

they told me it's impossible to make more than one payment in the first 30 days of account opening. idk if it's different for co-branded or not but that's what i was told and my app payment didn't work nor did my phone payment through automated or with a CSR
Message 17 of 21
CreditCuriosity
Moderator Emeritus

Re: Amex Delta not reporting - ever


@Anonymous wrote:
they told me it's impossible to make more than one payment in the first 30 days of account opening. idk if it's different for co-branded or not but that's what i was told and my app payment didn't work nor did my phone payment through automated or with a CSR

weird made 5-7 payments on delta, ed, hhoonors each first month I had them.. Anyways, no biggie as I have heard of others with 1 payment issue as well.  Not sure what decides it.

Message 18 of 21
Anonymous
Not applicable

Re: Amex Delta not reporting - ever

hm that's strange. amex is weird
Message 19 of 21
noobody
Established Contributor

Re: Amex Delta not reporting - ever

Is this op's 1st AMEX?
I would be upset if I lost 20 years backdating because they did not report in time
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 20 of 21
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