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Amex Email Offers

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Frequent Contributor

Amex Email Offers

For the first time I received this email from American Express. I do not have an Amex and I am not interested in opening anything right now especially any cards with high annual fees..

 

But I am curious.. has anyone else received an email like this? Is it standard marketing? I thought that having an Amex savings had nothing to do with credit products. 

ED4BC269-FBD9-4B9C-8F4D-AC125B0EE423.jpeg

Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 620 TU8: 645 EX8:640
Goal by Sept 20’ EQ: 700 TU: 700 EX:700

AA: 7YRS 6MONTHS AAOA: 2YR 6MONTHS
Inquiries in 12 months: EQ: 1 TU: 1 EX: 1
CLOSED: Self Lender 12Month CD: June 20th 19’


Goal: Auto Lease 2020 Jeep MOAB
Goal: Chase Sapphire Preferred
Goals Achieved Nov 19’: First Chase CC, Marriott Bonvoy w/ lowest APR rate of 17% Total CL:$18,000
Message 1 of 8
7 REPLIES 7
Community Leader
Mega Contributor

Re: Amex Email Offers

MarketingSmiley Wink 60 k is standard offer
#ChaseCreditCardHobby Enthusiast
2022
!
Message 2 of 8
Frequent Contributor

Re: Amex Email Offers

I’m glad I am not credit seeking or else I would have been heartbroken leaving my beautiful 9 month old garden 🤣

Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 620 TU8: 645 EX8:640
Goal by Sept 20’ EQ: 700 TU: 700 EX:700

AA: 7YRS 6MONTHS AAOA: 2YR 6MONTHS
Inquiries in 12 months: EQ: 1 TU: 1 EX: 1
CLOSED: Self Lender 12Month CD: June 20th 19’


Goal: Auto Lease 2020 Jeep MOAB
Goal: Chase Sapphire Preferred
Goals Achieved Nov 19’: First Chase CC, Marriott Bonvoy w/ lowest APR rate of 17% Total CL:$18,000
Message 3 of 8
Moderator

Re: Amex Email Offers

Yup, marketing. They can still cross-sell products even if those two product platforms are separate unless there was an option to opt out (privacy policy - affiliate sharing).
Message 4 of 8
Established Contributor

Re: Amex Email Offers


@CivalV wrote:

I thought that having an Amex savings had nothing to do with credit products. 

I think having a savings account does factor to it. Ever since I opened an HYSA with them, I have become a lot more "qualified" and I get more offers from their credit offerings. (It could be a coincidence, just my opinion).




Message 5 of 8
New Contributor

Re: Amex Email Offers

Their HYSA is awesome. 




Starting Score: 565
Current Score: 696
Goal Score: 850

Message 6 of 8
Valued Contributor

Re: Amex Email Offers

I got the same email offer tonight.

 FICO 8
Message 7 of 8
Valued Contributor

Re: Amex Email Offers

It varies with me, sometimes I get the mailer for the 60K points. While other times it's just an "upgrade offer". 

 

If you're really interested in the Plat, I'd definitely wait for that rare 100K point offer!

 

 






Message 8 of 8
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