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Amex Everyday points delay?

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Blodreina
Established Contributor

Amex Everyday points delay?

Do the MR points for the Everyday/Everyday Preferred post with a delay, like the Blue Cash cards?  The Blue Cash cards post cashback like a statement behind.

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Amex Everyday points delay?

yesss

Message 2 of 15
wasCB14
Super Contributor

Re: Amex Everyday points delay?

Regular points are delayed.

 

The minimum spend bonus tends to post within days of meeting the minimum spend, as do merchant-specific promotions.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 3 of 15
RicHowe
Valued Contributor

Re: Amex Everyday points delay?


@Blodreina wrote:

Do the MR points for the Everyday/Everyday Preferred post with a delay, like the Blue Cash cards?  The Blue Cash cards post cashback like a statement behind.


Any MR Points you accrue during a billing cycle will post AFTER the following billing cycle (30 day delay). The reason is that AMEX takes the extra time to ensure that any points you are due and credits you earned have time to post properly. It also is a precaution to prevent abuse by those who would earn points from spend, receive those points, use or transfer the points, then return or otherwise chargeback the transaction that earned the points.

Message 4 of 15
Anonymous
Not applicable

Re: Amex Everyday points delay?

+1 to richowe 

 

You can review your pending points in point summary to give an estimate of what you will receieve in the next statement. I reached my 50k sub on my gold card and the points went into pending only two days later. 

Message 5 of 15
Anonymous
Not applicable

Re: Amex Everyday points delay?


@RicHowe wrote:

@Blodreina wrote:

Do the MR points for the Everyday/Everyday Preferred post with a delay, like the Blue Cash cards?  The Blue Cash cards post cashback like a statement behind.


Any MR Points you accrue during a billing cycle will post AFTER the following billing cycle (30 day delay). The reason is that AMEX takes the extra time to ensure that any points you are due and credits you earned have time to post properly. It also is a precaution to prevent abuse by those who would earn points from spend, receive those points, use or transfer the points, then return or otherwise chargeback the transaction that earned the points.


Sorry, that is pure corporate speak!   Every other reward card issuer has the same potential problem with returns after redemption and somehow manage.   "Time to post properly"?   Well, they certainly have an extra month!  Also, in many cases I could still return an item after say two months, so that doesn't solve the issue at all.

 

As an outsider, it seems to me the advantage is nearly all for Amex, basically keeping the rewards earned for an extra month.

Message 6 of 15
UpperNwGuy
Valued Contributor

Re: Amex Everyday points delay?

This is one of the reasons why I closed my two Amex cards a few years ago.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 7 of 15
MrDisco99
Valued Contributor

Re: Amex Everyday points delay?

Yeah it's kind of a pain, and I'm not really buying that justification either.  But my Amex gold is still my best earning card.  So I just deal with it.

Message 8 of 15
Save-n-Invest
Established Contributor

Re: Amex Everyday points delay?

If an item was returned after point redemption Amex could simply put the points in a negative position until future purchases are made. Are we to think that Amex cannot do what Quicksilver can?  lol

Message 9 of 15
Save-n-Invest
Established Contributor

Re: Amex Everyday points delay?

Laughing and typing about crazy old Amex. Purging recent email I saw an item from earlier this week. The email is from Amex rewards department. Seems they don't have a mobile number for me and want me to update info! American Express is free at any time to provide me with a mobile phone and pay all expenses of the hardware and service. The phone will be on 24/7/365 for the exclusive use of American Express. Then they will have a mobile number.

 

American Express has done so many things to finagle out of honoring rewards. Now they want more ways to contact me?? Lol. I end up contacting them and of course it takes a few months for Amex to make things right. 

 

Anex cards in SD since December. Are there rewards for that?  Ha ha!

 

Message 10 of 15
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