Amex FR for CLI.

[jsickz32]

just got home to find a letter from Amex asking for 4506-T. this a FR if im correct. they can close my cards because i will not give it to them. i have 2 charge cards and a bce with 2500 cl. so its not gonna affect my utl (1%). my question is do i call them and ask them to cancel all my cards or ignore the letter and wait for them to cancel?

[Anonymous]

Just give them what they ask for.

[pizzadude]

Nice.   Are your cards still active now or have they been suspended ?

I'm one of the 1% that thinks that FRs aren't that big of a deal so I'd just send over the info.

[Anonymous]

Why do you not want to provide them the release?  It is a somewhat common occurrence with Amex and many people do it. 

Have they frozen any of your accounts?

[jsickz32]

no. after what i read in the other thread about all the info they can get from me. when i applied i put down 25k for income and i made 47.6k this year so its not because i lied. i havent used any of my amex cards for 2 months now. i been using my cards with the big cls.

[jsickz32]

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@Anonymous wrote:

Why do you not want to provide them the release?  It is a somewhat common occurrence with Amex and many people do it. 

Have they frozen any of your accounts?

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i dont know. i havent used any of my accounts in 2 months now. 

[Anonymous]

I read in another thread your were trying to get some love from them.  Maybe your requests for CLI had something to do with the triggering of a FR.  If you provide the form and show that your income is higher, you might just get the CLI you have been wanting with them, particularly the 3x to $7,500 on your BCE.

[ilovelisa]

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@jsickz32 wrote:

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@Anonymous wrote:

Why do you not want to provide them the release?  It is a somewhat common occurrence with Amex and many people do it. 

Have they frozen any of your accounts?

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i dont know. i havent used any of my accounts in 2 months now. 

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If I were you, I would close all Amex cards. you have many better options in your sig. Rather than paying 270 in annual fee's you could use those. Personally I dislike Amex, and will be closing my card before the annual fee hits in september.

[jsickz32]

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@ilovelisa wrote:

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@jsickz32 wrote:

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@Anonymous wrote:

Why do you not want to provide them the release?  It is a somewhat common occurrence with Amex and many people do it. 

Have they frozen any of your accounts?

---

i dont know. i havent used any of my accounts in 2 months now. 

---

If I were you, I would close all Amex cards. you have many better options in your sig. Rather than paying 270 in annual fee's you could use those. Personally I dislike Amex, and will be closing my card before the annual fee hits in september.

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yeah im on the phone now with them cancelling my cards and my credit secure service with them. i still have my bofa amex so i dont care to be honest. 

[ilovelisa]

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@jsickz32 wrote:

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@ilovelisa wrote:

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@jsickz32 wrote:

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@Anonymous wrote:

Why do you not want to provide them the release?  It is a somewhat common occurrence with Amex and many people do it. 

Have they frozen any of your accounts?

---

i dont know. i havent used any of my accounts in 2 months now. 

---

If I were you, I would close all Amex cards. you have many better options in your sig. Rather than paying 270 in annual fee's you could use those. Personally I dislike Amex, and will be closing my card before the annual fee hits in september.

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yeah im on the phone now with them cancelling my cards and my credit secure service with them. i still have my bofa amex so i dont care to be honest. 

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thats how i feel, once i close my account with them, i still have a penfed, and dillard's amex.