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Amex Gold or Green

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yudeology101
Senior Contributor

Re: Amex Gold or Green


@DavidZeng wrote:

@yudeology101 wrote:

@DavidZeng wrote:

If let me choose again, I will definitely go for PRG two months ago, Just for the 25K bonus!  After my application, I knew the UW of charge cards are the sameSmiley Sad

 


Throughout the year, PRG has even better signup bonuses...I remember seeing like 50k sign up bonus offer in like September or October of last year. I can't wait until my Green ages off a bit and get an offer for the PRG.


Will you close Green 90 years before sign up for PRG to qualify for the Offer term? Or just use the old trick to log off and clear cache thing to get the sign up bonus?

Smiley Surprised


AMEX sometimes send emails for upgrade offer, so first i'm hoping that they'll send something similar offer soon.  Smiley Wink   I don't want to wait 90 years for them to send the offer so i'll just apply for the PRG in the beginning of next year (to maximize MSD).

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 11 of 26
DavidZeng
Regular Contributor

Re: Amex Gold or Green


@yudeology101 wrote:

@DavidZeng wrote:

@yudeology101 wrote:

@DavidZeng wrote:

If let me choose again, I will definitely go for PRG two months ago, Just for the 25K bonus!  After my application, I knew the UW of charge cards are the sameSmiley Sad

 


Throughout the year, PRG has even better signup bonuses...I remember seeing like 50k sign up bonus offer in like September or October of last year. I can't wait until my Green ages off a bit and get an offer for the PRG.


Will you close Green 90 years before sign up for PRG to qualify for the Offer term? Or just use the old trick to log off and clear cache thing to get the sign up bonus?

Smiley Surprised


AMEX sometimes send emails for upgrade offer, so first i'm hoping that they'll send something similar offer soon.  Smiley Wink   I don't want to wait 90 years for them to send the offer so i'll just apply for the PRG in the beginning of next year (to maximize MSD).


Lol, I mean 90 days. Will AMEX offer the same sign up bonus like 25 or 50K to seduce existing Green to upgrade?? I thought you have to apply for the sign up, and close your existing charge cards 90 days before to meet the offer term.Smiley Embarassed

Message 12 of 26
phonic
Contributor

Re: Amex Gold or Green

The best PRG sign up bonus was three years or so ago. It was only supposed to be targeted to recent Columbia MBA grads, but the application link got out and they didn't check, nor did the application itself say it was a requirement. PRG was supposed to get 75k and Platinum would get 100k. However, there were a couple glitches and the PRG ended up getting 115k points. We got 10k on intial sign-up and were supposed to get another 65k after spend requirements. However, because the link went viral, Amex tried to change it to only 50k (+40k more). But we ended up getting credited with BOTH spending credits (10k + 65k + 40k).

 

It was awesome.


Limits: PRG=NPSL, CSP=$16k, BCP=$30k, DIT=$15k, USAA=$6k, CDW=$12.5k, IHG=$9k, BBY=$2k, BOA=$13k
Message 13 of 26
Anonymous
Not applicable

Re: Amex Gold or Green


@yudeology101 wrote:

@DavidZeng wrote:

If let me choose again, I will definitely go for PRG two months ago, Just for the 25K bonus!  After my application, I knew the UW of charge cards are the sameSmiley Sad

 


Throughout the year, PRG has even better signup bonuses...I remember seeing like 50k sign up bonus offer in like September or October of last year. I can't wait until my Green ages off a bit and get an offer for the PRG.


OP, you may also want to check www.cardmatch.com for any possible (targeted) 50k bonus offers for the PRG.....that's how I found mine (just around the beginning of last month/January).

Message 14 of 26
lexrjSD
Regular Contributor

Re: Amex Gold or Green


@Sooners2013 wrote:

I am planning to apply for my first Amex card.  Is there a difference in approval requirements for the green vs the Gold?  I have good credit but my average age is only 1.8 years.  Please help so I will know which to apply for. 

 


Neither, please allow me to suggest a different route:

You should get an AMEX revolver which will grow very fast with soft CLIs.
Unless you're a big traveler, AMEX charge cards offers very little, specially for someone still building credit like yourself. Just breaking even on the annual fee for a charge card takes significant spending, while on a BCE/BCP for instance, you can get some decent cashback right of the bat. On top of that, they have sign up bonuses that it will at least pay for the card annual fee for 1 or 2 yrs.
Just my 2 cents from someone that started from scratch 3yrs ago.

WALLET: Amex BCP 25K | Barclay Arrival Plus 27K | Chase Reserve 20K |
Amex SimplyCash 50K

FICO: EX 812 | EQ 815 | TU 815
Message 15 of 26
newmomnewme
Valued Contributor

Re: Amex Gold or Green


@Anonymous wrote:

If you're going for an AmEx charge, yes, definitely don't short-change yourself & try for the PRG.  Not only does it have a great sign up bonus, but also better/faster ways to earn points (3x airline tickets, 2x gas & groceries) & AF waived for the first year.  Also, if you're able to put $30k+ spend on the card over the calendar year, you can also earn an additional 15k bonus points. Really like my PRG so far but I'll still be evaluating over the next year before determining whether it's a keeper & worth the $175 AF when that time comes. 

 

Good luck to you!


I just got mine a few days ago...what is the sign-up bonus?? I don't think I know about it.....

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Message 16 of 26
indiolatino61
Valued Contributor

Re: Amex Gold or Green


@DavidZeng wrote:

@yudeology101 wrote:

@DavidZeng wrote:

If let me choose again, I will definitely go for PRG two months ago, Just for the 25K bonus!  After my application, I knew the UW of charge cards are the sameSmiley Sad

 


Throughout the year, PRG has even better signup bonuses...I remember seeing like 50k sign up bonus offer in like September or October of last year. I can't wait until my Green ages off a bit and get an offer for the PRG.


I found 50K target offer in the mail box for my house pal, he just threw it in the trash box without even openning itSmiley Sad


Smiley Surprised...what a monster!!!

Message 17 of 26
PointLager
Established Contributor

Re: Amex Gold or Green

definitely go for the PRG.  I was approved for a PRG with only 6 months of US credit history and two $500 limit cards (one secured).   at 6 months got Amex PRG and Delta gold 2k limit.    PRG was approved first and then i apped for the delta

 

 

there are some 50k delta gold targeted offers out there.  i would go for the delta gold. it's the only non-plat card that is apparetly going to have no FX fee.   I understand that it's usually the starter card with easiest approval. Although i read others going with BCE but maybe the delta has the best bonus?

Message 18 of 26
Hockeyplayrr
Frequent Contributor

Re: Amex Gold or Green

My gf just got a 50k prg offer in the mail.  They are sending them out again.  

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 19 of 26
-Wade-
Valued Contributor

Re: Amex Gold or Green


@Sooners2013 wrote:

I am planning to apply for my first Amex card.  Is there a difference in approval requirements for the green vs the Gold?  I have good credit but my average age is only 1.8 years.  Please help so I will know which to apply for. 

 


Warren Buffett has had the green card since 1961.....LOL

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 20 of 26
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