@BallBounces wrote:I think I have had enough of the Amex Gold Coupon Boo... er Charge Card. I will probably downgrade to Green at next AF. I like the notion of having an OG Charge Card, but I can also see a future where I get rid of it alltogether. Plus ... these products aren't charge cards anymore anyway.
I frankly don't put the spend through to generate MR that justify the hassle over a cash back system. I don't fly often, and don't generate enough MR to earn decent redemption. Times are changing, and so are my product needs. Just wish the Green Card wasn't so expensive either.
<shrug>
Ask if you have the option to downgrade to "Traditional Green". The last I heard, the annual fee was $55 with the option to participate in the membership rewards program for another $40.
@BallBounces wrote:I think I have had enough of the Amex Gold Coupon Boo... er Charge Card. I will probably downgrade to Green at next AF. I like the notion of having an OG Charge Card, but I can also see a future where I get rid of it alltogether. Plus ... these products aren't charge cards anymore anyway.
I frankly don't put the spend through to generate MR that justify the hassle over a cash back system. I don't fly often, and don't generate enough MR to earn decent redemption. Times are changing, and so are my product needs. Just wish the Green Card wasn't so expensive either.
<shrug>
I think most folks don't need these kind of cards but have hopes of making them work with high future expectations. Then reality sets in once you crunch the numbers. Like @ptatohed said, why do either?
Citi:
US Bank:
Chase:
Aven:
RH:
@BallBounces wrote:I think I have had enough of the Amex Gold Coupon Boo... er Charge Card. I will probably downgrade to Green at next AF. I like the notion of having an OG Charge Card, but I can also see a future where I get rid of it alltogether. Plus ... these products aren't charge cards anymore anyway.
I frankly don't put the spend through to generate MR that justify the hassle over a cash back system. I don't fly often, and don't generate enough MR to earn decent redemption. Times are changing, and so are my product needs. Just wish the Green Card wasn't so expensive either.
<shrug>
I feel your pain. 
I got tired of my own coupon book Amex Gold and closed it last year... and I haven't looked back. My own travel isn't consistent enough to warrant serious accumulation of MR points, and that's without considering having to deal with the ever-increasing AF and all the coupons.
To be fair (full disclosure) I never had an issue with the NPSL nature of the card, but that also gave me pause when it came to making larger than usual purchases. I know all about the online tool, but why bother when there are other cards that I *know* will work with no drama?
All these factors combined made me pull the plug. I sometimes wish I had downgraded to a Green for nostalgia reasons, but it would have been just that - basically an annual donation (the AF) I'd have been making with little benefit to show for it.
@MarkintheHV wrote:
@ElvisCaprice wrote:I think most folks don't need these kind of cards but have hopes of making them work with high future expectations. Then reality sets in once you crunch the numbers. Like @ptatohed said, why do either?
I came to this realization a long time ago. Tried to make both Platinum and Gold work, but, got too frustrated. I went with Blue Cash Preferred and love it. No coupons just straight forward cash back.
^^^ Left "Amex" so long ago they have fallen off my profile. 
Get USPS, full thick packets for most of there cards every month.
They spend a lot on wasted advertising sending stuff to my address.
